2943 Ames St, Wheat Ridge (Denver), CO 80214 Property Records

Jefferson County property record for 2943 Ames St, Wheat Ridge, CO 80214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,297 sqft · built 1920
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$576,000 (Dec 2018)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-254-13-018`

Property Details

APN / Parcel Number

Primary APN	`39-254-13-018`
Alternative APNs	`300021411` `21411`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,297 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,297 sqft
Basement Area	869 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2011
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Detached
Garage Area	850 sqft
Porch	Covered Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	300021411
Street Address	2943 AMES ST
City	WHEAT RIDGE
State	CO
Zip	80214-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 03 RANGE 69 SUBDIVISIONCD 567400 SUBDIVISIONNAME OLINGER GARDENS BLOCK 011 LOT 0019 SIZE: 6308 TRACT VALUE: .145
Legal Range	69W
Legal Township	03S
Legal Section	25
Legal Subdivision	OLINGER GARDENS
Legal Block	11
Legal Lot Number	19
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2018
Census Tract	10702

Owner

2943 Ames St is owned and occupied by an individual who bought it in December 2018.

Source: Jefferson County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2943 AMES ST, WHEAT RIDGE, CO 80214-8521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Mar 18, 2011 · Amount on File
Deed Document Number	2018113315
Prior Transfer Date	Nov 9, 2012
Prior Transfer Doc	0000122787
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	2943 AMES ST, WHEAT RIDGE, CO 80214-8521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002243
Date	Jan 6, 2017
Instrument	2017002243

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	2943 AMES ST, WHEAT RIDGE, CO 80214-8521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111085
Date	Nov 19, 2019
Instrument	2019111085

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Dec 18, 2018
Property Address	2943 AMES ST, WHEAT RIDGE, CO 80214-8521
Document Number	0000113315
Instrument Date	Nov 17, 2018
Instrument	2018113315
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2943 AMES ST, WHEAT RIDGE, CO 80214-8521

Mortgage

Document Number	0000113316
Date	Dec 18, 2018
Instrument	2018113316

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2943 Ames St was $3,458.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,458.00	$36,826 Land $18,358 Building $18,468	$589,218 Land $293,735 Building $295,483
2023	$3,094.00	$35,391 Land $18,412 Building $16,979	$583,220 Land $274,804 Building $308,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2943 Ames St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2943 Ames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet, Starry, WiFiHood.

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