Dallas County property record for 29427 Prospect Cir, Adel, IA 50003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 3,464 sqft · built 1975 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2018) |
| Tax Bill | $6,016 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-33-400-007 |
| Primary APN | 11-33-400-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 4,716 sqft |
| 1st Floor Area | 908 sqft |
| Basement Area | 1,743 sqft |
| Finished Basement | 1,067 sqft |
| Unfinished Basement | 676 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 139,828 sqft (3.21 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 42 sqft |
| Patio Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 140001133400007 |
|---|---|
| Street Address | 29427 PROSPECT CIR |
| City | ADEL |
| State | IA |
| Zip | 50003-4483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 OF PLAT OF E1/2 SE1/4 |
| Legal Range | 27W |
| Legal Township | 79N |
| Legal Section | 33 |
| Legal Subdivision | AUDITORS |
| Legal Tract | 2018-16637 |
| Legal Lot Number | 2 |
| Jurisdiction | DALLAS IA |
| Township / Civil Division | ADEL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 50902 |
29427 Prospect Cir is owned and occupied by two individuals who bought it in August 2018.
Source: Dallas County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29427 PROSPECT CIR, ADEL, IA 50003-4483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN MTG |
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Book / Page | 2018 / 16637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS IA |
| Recording Date | Aug 7, 2026 |
| Property Address | 29427 PROSPECT CIR, ADEL, IA 50003-4483 |
| Document Number | 0000014041 |
| Book / Page | 2026 / 14041 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202614041 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 29427 PROSPECT CIR, ADEL, IA 50003-4483 |
| Document Number | 0000014041, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 2026/14041 |
| Instrument | 202614041 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2031 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS IA |
| Property Address | 29427 PROSPECT CIR, ADEL, IA 50003-4483 |
| Document Number | 0000015295 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 29427 PROSPECT CIR ADEL IA 500034483, ADEL, IA 50003-4483 |
| Document Number | 0000015295 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 15295 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS IA |
| Recording Date | Aug 30, 2018 |
| Property Address | 29427 PROSPECT CIR, ADEL, IA 50003-4483 |
| Document Number | 0000016637 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 16637 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $631.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29427 PROSPECT CIR ADEL IA 500034483, ADEL, IA 50003-4483 |
| Document Number | 16639 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 16639 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MI 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2048 |
The 2025 property tax bill for 29427 Prospect Cir was $6,016 with a homeowner's exemption.
Source: Dallas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dallas County |
| Unified School District | Adel-De Soto-Minburn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,016.00 Homeowner's exemption | $539,350 Land $150,380 Building $388,970 | $539,350 Land $150,380 Building $388,970 |
| 2024 | $6,016.00 | ||
| 2023 | $507,650 Land $127,820 Building $379,830 | $507,650 Land $127,820 Building $379,830 | |
| 2022 | $5,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29427 Prospect Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29427 Prospect Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Minburn Communications Fiber | 1,000 / 1,000 |
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