2942 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2942 Lone Jack Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,670 sqft · built 2021
Lot Size	1.21 acres (52,708 sqft)
Owner	Company Name on Record
Last Sale	$3,675,000 (Jan 2022)
Tax Bill	$43,316 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264-160-66-00`

Property Details

APN / Parcel Number

Primary APN	`264-160-66-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,670 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	52,708 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2942 LONE JACK RD
City	ENCINITAS
State	CA
Zip	92024-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 2 TR PM21739
Legal Subdivision	RANCHO LAS ENCINITA
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 4, 2022	Grant Deed, Transfer CHICAGO TITLE
Dec 15, 2020	Deed of Trust, Mortgage FRANK FAMILY TRUST (PT)
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LYNN W & JUDY A THPMAS
Dec 11, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LYNN THOMAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	20223655
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000156668
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2022
Property Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Document Number	0000156668
Instrument Date	Apr 1, 2022
Instrument	2022-0156668
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005

Mortgage

Document Number	0000156669
Date	Apr 11, 2022
Instrument	2022-0156669

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2022
Property Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Document Number	0000003655
Instrument Date	Dec 21, 2021
Instrument	2022-0003655
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Document Number	0000843715
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 S RANCHO SANTA FE RD ENCINITAS CA 920244300, ENCINITAS, CA 92024-4300

Mortgage

Document Number	0000843715
Date	Dec 30, 2020
Instrument	843715

Lender

Name	FRANK FAMILY TRUST (PT)

Agreement

Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Document Number	0000846818
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 AVENIDA LN CARLSBAD CA 92009, CARLSBAD, CA 92009

Mortgage

Document Number	0000846818
Date	Dec 30, 2020
Instrument	846818

Lender

Name	LYNN W & JUDY A THPMAS
Address	PO BOX 2613, RANCHO SANTA FE, CA 92067-2613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Document Number	0000798121
Instrument Date	Oct 14, 2020
Instrument	798121
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 S RANCHO SANTA FE RD #70-5 ENCINITAS CA 920244300, 70-5, ENCINITAS, CA 92024-4300

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2942 LONE JACK RD, ENCINITAS, CA 92024-7005
Document Number	0000123367
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19 RED LEAF LN LADERA RANCH CA 926941249, LADERA RANCH, CA 92694-1249

Mortgage

Document Number	0000123367
Date	Mar 10, 2020
Instrument	123367

Lender

Name	LYNN THOMAS
Address	PO BOX 2613, RANCHO SANTA FE, CA 92067-2613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,544,000 (-10.56%) Land $2,400,000 Building $1,144,000
2025	$43,316.00 (+7.98%) Homeowner's exemption	$3,962,363 (+5.71%) Land $2,653,020 Building $1,309,343
2023	$40,115.00 (+113.67%) Homeowner's exemption	$3,748,500 Land $2,550,000 Building $1,198,500
2022	$18,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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