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2942 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2942 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,465 sqft · built 1963
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$71,900 (Aug 2003)
Tax Bill$2,671 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18-08-31-157-024

Property Details

APN / Parcel Number

Primary APN18-08-31-157-024
Alternative APN
  • 08-31-157-024

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,465 sqft Living Area
1st Floor Area1,465 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialWood
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number180831157024
Street Address2942 E CARDINAL DR
CityDECATUR
StateIL
Zip62526-2266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionRESVY OF LOTS 1-191 LARKDALE ADDN LOT 53 03BK3394/201 IRREG 00BK3024/347
Legal Range03E
Legal Township17N
Legal Section31
Legal SubdivisionLARKDALE ADDN
Legal Lot Number1-53
JurisdictionMACON IL
Township / Civil DivisionWHITMORE
Census Block Group1
Census Block1008
Census Tract2200

Owner

2942 E Cardinal Dr is owned and occupied by an individual who bought it in August 2003.

Source: Macon County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2942 E CARDINAL DR, DECATUR, IL 62526-2266
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Line of Credit
STALEY CREDIT UNION
Jun 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
STALEY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2003 · Amount on File
Deed SaleAug 1, 2003 · Amount on File
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Recording DateJul 1, 2026
Property Address2942 E CARDINAL DR, DECATUR, IL 62526-2266
Document Number0000007423
Instrument DateApr 23, 2026
Instrument20267423
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyCENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2942 E CARDINAL DR, DECATUR, IL 62526-2266

Mortgage

Document Number0000007423,
DateJul 1, 2026
Instrument20267423
Lender
NameSTALEY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term118 Months
DueMay 2, 2036
Interest
Rate6.75%
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address2942 E CARDINAL DR, DECATUR, IL 62526-2266
Transaction TypeMortgage
Record UpdatedJun 22, 2022
Title CompanyCENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004897/657
DateJun 1, 2022
Book Page4897/657
Instrument1996831
Lender
NameSTALEY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 5, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2942 E Cardinal Dr was $2,671 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionWhitmore Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,671.00$33,769 Land $4,812 Building $28,957$101,317 Land $14,437 Building $86,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2942 E Cardinal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2942 E Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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