Dane County property record for 2942 Bluff St, Madison, WI 53705
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 966 sqft · built 1930 |
| Lot Size | 0.154 acres (6,721 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2026) |
| Tax Bill | $8,948 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-212-1603-6 |
| Primary APN | 0709-212-1603-6 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| Gross Area | 1,882 sqft |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 294 sqft |
| Basement Area | 764 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,721 sqft (0.154 acres) |
| Terrain | Wooded |
| View / Lot | Traffic |
| Driveway | Asphalt Driveway |
| Driveway Area | 357 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2942 BLUFF ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53705-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-C2 |
| Legal Description | FINDLAY PARK, BLK 7, LOT 12, & PART OF LOT 21, QUARRYSTOWN, DESC AS FOL: BEG NW COR LOT 12 BLK 7, TH WLY 10 FT ON N LN EXT, TH S LY TO PT ON N LN BLUFF ST 5 FT WLY OF SW COR LOT 12 BLK 7, TH ELY 5 FT ALONG BLUFF ST, TH N ALONG W LN SD LOT 1 2 TO POB |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Quarter | 2 |
| Legal Subdivision | FINDLAY PARK |
| Legal Block | 7 |
| Legal Lot Number | 12,21 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: Dane County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE INC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Sep 15, 2018 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on Record |
| Deed Sale | Aug 6, 2026 · Amount on Record |
| Prior Sale | Dec 3, 2021 · Amount on Record |
| Deed Document Number | 20266117648 |
| Prior Transfer Date | May 21, 2008 |
| Prior Transfer Doc | 0004434704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Dec 3, 2021 |
| Property Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005794440 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 5794440 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005794441 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 5794441 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005618506 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2942 BLUFF ST MADISON WI 537053421, MADISON, WI 53705-3421 |
| Document Number | 0005618506 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 5618506 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Dec 2, 2019 |
| Property Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005544613 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 5544613 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $981.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005544614 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 5544614 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005460844 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2942 BLUFF ST MADISON WI 537053421, MADISON, WI 53705-3421 |
| Document Number | 0005460844 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 5460844 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 2942 BLUFF ST, MADISON, WI 53705-3421 |
| Document Number | 0005442412 |
| Instrument Date | Sep 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2942 BLUFF ST MADISON WI 537053421, MADISON, WI 53705-3421 |
| Document Number | 0005442412 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 5442412 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,948.00 (+21.16%) Homeowner's exemption | $499,200 (+23.35%) Land $117,800 Building $381,400 | |
| 2024 | $7,385.00 (+10.7%) | $437,100 (+7.4%) | |
| 2023 | $404,700 Land $109,100 Building $295,600 | $406,979 | |
| 2022 | $6,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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