Southampton County property record for 29412 Smiths Ferry Rd, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,310 sqft · built 1925 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Nov 2022) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106 40 |
| Primary APN | 106 40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 4,150 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Other |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 59,242 sqft (1.36 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Poultry House | Poultry House |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 705317000 |
|---|---|
| Street Address | 29412 SMITHS FERRY RD |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | PARCEL A-PEARL D. DARDEN MAP |
| Legal Subdivision | PEARL D DARDEN MAP |
| Jurisdiction | SOUTHAMPTON VA |
| Township / Civil Division | NEWSOMS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 200401 |
29412 Smiths Ferry Rd is owned and occupied by an individual who bought it in November 2022.
Source: Southampton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29412 SMITHS FERRY RD, FRANKLIN, VA 23851-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 7, 2022 | Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORPORATION |
| Feb 15, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Deed Document Number | 20222960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHAMPTON VA |
| Property Address | 29412 SMITHS FERRY RD, FRANKLIN, VA 23851-4215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 29412 SMITHS FERRY RD, FRANKLIN, VA 23851-4215 |
| Document Number | 0260000096 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 260000096 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTHAMPTON VA |
| Recording Date | Nov 7, 2022 |
| Property Address | 29412 SMITHS FERRY RD, FRANKLIN, VA 23851-4215 |
| Document Number | 0220002960 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 220002960 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29412 SMITHS FERRY RD, FRANKLIN, VA 23851-4215 |
| Document Number | 0220002961 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 220002961 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTHAMPTON VA |
| Recording Date | Feb 15, 2022 |
| Property Address | 29412 SMITHS FERRY RD, FRANKLIN, VA 23851-4215 |
| Document Number | 0220000439 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 220000439 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 BUSINESS PARK DR, CHESAPEAKE, VA 23320-2445 |
The 2025 property tax bill for 29412 Smiths Ferry Rd was $1,683.
Source: Southampton County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Southampton County |
| Unified School District | Southampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 | $237,100 Land $32,000 Building $205,100 | $237,100 Land $32,000 Building $205,100 |
| 2023 | $940.00 | $105,700 Land $23,100 Building $82,600 | $105,700 Land $23,100 Building $82,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 29412 Smiths Ferry Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29412 Smiths Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures