2941 White Chapel Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 2941 White Chapel Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1971
Lot Size	0.309 acres (13,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2026)
Tax Bill	$6 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14A 4 38`

Property Details

APN / Parcel Number

Primary APN	`14A 4 38`
Alternative APN	`1678`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	999 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,498 sqft (0.309 acres)
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1678
Street Address	2941 WHITE CHAPEL RD
City	LANCASTER
State	VA
Zip	22503-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LIVELY LOT LR21/2259
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3001
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2941 WHITE CHAPEL RD, LANCASTER, VA 22503-2606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Bargain and Sale Deed, Transfer HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	2026465
Record Updated	Jun 8, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 12, 2026
Property Address	2941 WHITE CHAPEL RD, LANCASTER, VA 22503-2606
Document Number	0260000465
Map Reference	MB 166 PG 316
Instrument Date	Mar 9, 2026
Instrument	260000465
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$120.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1127 BLACK STUMP RD, WEEMS, VA 22576-2115

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 10, 2021
Property Address	2941 WHITE CHAPEL RD, LANCASTER, VA 22503-2606
Document Number	210002259
Instrument Date	Aug 6, 2021
Instrument	210002259
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2941 WHITE CHAPEL RD, LANCASTER, VA 22503-2606

Mortgage

Document Number	210002260
Date	Aug 10, 2021
Instrument	210002260

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00 (-98.72%)	$120,200 (+61.13%) Land $12,000 Building $108,200	$120,200 (+61.13%) Land $12,000 Building $108,200
2023	$469.00	$74,600 Land $12,000 Building $62,600	$74,600 Land $12,000 Building $62,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVELY, COMMUNITY OF private · serves 398 people · EPA ID VA4103800
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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