2941 S 28th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2941 S 28th St, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,092 sqft · built 1960
Lot Size0.5 acres (21,792 sqft)
Owner2 Individual Names on File
Last Sale$198,340 (Oct 2024)
Tax Bill$948 (2025)
Deeds & MortgagesMay 2023 Mortgage
Jun 2021 Mortgage
+ 2 more
APN06-5.0-22-003-000-089.000

Property Details

APN / Parcel Number

Primary APN06-5.0-22-003-000-089.000

Interior

Building Area1,092 sqft Base Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area21,792 sqft (0.5 acres)
Lot Dimensions297 ft deep x 73.3 ft wide

Location & Zoning

Street Address2941 S 28TH ST
CitySAINT JOSEPH
StateMO
Zip64503-1107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description22-57-35SWSUB: LOT: BLK:LGL DESC:BEG 1380.43' N & 25' E OF SW COR TH N 73.25' E 297.33' S 73.25' W 297.33' TO POB
Legal Range35W
Legal Township57N
Legal Section22
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1021
Census Tract1800

Owner

2941 S 28th St is owned and occupied by two individuals who bought it in October 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PORTFOLIO MTG CORP
Dec 28, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2024 · Amount on File
Deed SaleOct 4, 2024 · Amount on File
Prior SaleDec 28, 2017 · Amount on File
Deed Document Number20247977
Deed Book / Page3801 / 541
Prior Transfer DateDec 22, 2017
Prior Transfer Doc2017012678
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107
Transaction TypeMortgage
Record UpdatedJun 8, 2023
Title CompanyNOT AVAILABLE, TITLE365 INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107

Mortgage

Document Number003787/273
DateMay 26, 2023
Book Page3787/273
Instrument2023003788
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2038

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107

Mortgage

Document Number3763/917
DateJun 24, 2021
Book Page3763/917
Instrument2021006588
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3740/682
DateAug 27, 2019
Book Page3740/682
Instrument2019007121
Lender
NameAMERICAN PORTFOLIO MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2034
Interest
Rate TypeFixed Rate

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateDec 28, 2017
Property Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107
Document Number2017012677
Map ReferenceBK3632 PG 817
Instrument DateDec 22, 2017
Instrument2017012677
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2941 S 28TH ST, SAINT JOSEPH, MO 64503-1107

Mortgage

Document Number2017012678
DateDec 28, 2017
Instrument2017012678
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2941 S 28th St was $948, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$948.00 (+0.11%)$13,170 Land $2,850 Building $10,320$69,340 Land $15,000 Building $54,340
2024$947.00 (+15.35%)
2023$821.00 (-0.61%)$12,450 (-) Land $2,850 Building $9,600$65,500 Land $15,000 Building $50,500
2022$826.00$12,450 Land $2,850 Building $9,600
2021$65,500 Land $15,000 Building $50,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2941 S 28th St; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1984–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2007 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2941 S 28th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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