2941 Monica Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2941 Monica Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,972 sqft · built 2022
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Company Names on Record
Last Sale	$599,999 (Dec 2021)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`206-41-194`

Property Details

APN / Parcel Number

Primary APN	`206-41-194`

Interior

Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	720 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2941 MONICA RD
City	OVERGAARD
State	AZ
Zip	85933-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	FOREST TRAILS #2:LOT 194
Legal Range	17E
Legal Township	12N
Legal Section	28
Legal Subdivision	FOREST TRAILS #2
Legal Lot Number	194
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2035
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19258 N 92ND ST, SCOTTSDALE, AZ 85255-5540
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Oct 28, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	202127796
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 10, 2021
Property Address	2941 MONICA RD, OVERGAARD, AZ 85933-5259
Document Number	0000027796
Map Reference	MB 15 PG 38-40
Instrument Date	Oct 5, 2021
Instrument	2021-27796
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19258 N SZND STREET, SCOTTSDALE, AZ 85255

Mortgage

Document Number	0000027797
Date	Dec 10, 2021
Instrument	2021-27797

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 28, 2020
Property Address	2941 MONICA RD, OVERGAARD, AZ 85933-5259
Document Number	0000021806
Instrument Date	Oct 21, 2020
Instrument	21806
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 571 HEBER AZ 859280571, HEBER, AZ 85928-0571

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$516,612 (+0.1%) Land $65,471 Building $451,141
2026			$516,071 (+5.06%) Land $67,802 Building $448,269
2025	$2,445.00 (+4.22%)	$49,123 Land $6,311 Building $42,812	$491,227 Land $63,112 Building $428,115
2023	$2,346.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Sparklight, Verizon.

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