2940 Hemlock Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2940 Hemlock Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,132 sqft · built 2021
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (May 2024)
Tax Bill	$18,550 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068-383-013`

Property Details

APN / Parcel Number

Primary APN	`068-383-013`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2940 HEMLOCK AVE, A
City	MORRO BAY
State	CA
Zip	93442-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	CY MB TR 174 BL 7 LT 13
Legal Subdivision	PANORAMA HEIGHTS 01
Legal Tract	174
Legal Block	7
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2022
Census Tract	10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 18, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSE C MOROSIN
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSE C MOROSIN
Dec 20, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Feb 21, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	202414593
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0000057440
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435

Mortgage

Document Number	0000005197
Date	Feb 23, 2026
Instrument	2026005197

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 18, 2021
Property Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Document Number	0000070547
Map Reference	MB 6 PG 38
Instrument Date	Oct 1, 2021
Instrument	2021070547
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 DETROIT AVE, OAKLAND, CA 94619-1602

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Document Number	0000055411
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	515 MORRO AVE MORRO BAY CA 934422534, MORRO BAY, CA 93442-2534

Mortgage

Document Number	0000055411
Date	Oct 6, 2020
Instrument	55411

Lender

Name	ROSE C MOROSIN
Address	785 QUINTANA RD # 138, MORRO BAY, CA 93442-1943

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Document Number	0000040031
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2940 HEMLOCK AVE MORRO BAY CA 93442, MORRO BAY, CA 93442

Mortgage

Document Number	0000040031
Date	Aug 4, 2020
Instrument	40031

Lender

Name	ROSE C MOROSIN
Address	785 QUINTANA RD # 138, MORRO BAY, CA 93442-1943

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 20, 2019
Property Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Document Number	0000057440
Instrument Date	Dec 20, 2019
Instrument	57440
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	515 MORRO AVE MORRO BAY CA 934422534, MORRO BAY, CA 93442-2534

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 21, 2018
Property Address	2940 HEMLOCK AVE, MORRO BAY, CA 93442-1435
Document Number	0000006826
Instrument Date	Feb 8, 2018
Instrument	6826
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$274.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MORRO AVE MORRO BAY CA 934422534, MORRO BAY, CA 93442-2534

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,716,660 (+2%) Land $1,144,440 Building $572,220
2025	$18,550.00 (+31.16%)	$1,683,000 (+34.15%) Land $1,122,000 Building $561,000
2024	$14,143.00 (+1.85%)
2023	$13,886.00 (+6.68%)	$1,254,600 Land $586,500 Building $668,100
2022	$13,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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