2940 Frontier Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 2940 Frontier Dr, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,393 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	Owner Name on File
Last Sale	$535,000 (Dec 2004)
Tax Bill	$5,931 (2025)
Deeds & Mortgages	Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`60560`

Property Details

APN / Parcel Number

Primary APN	`60560`
Alternative APN	`032530477200010210`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,393 sqft Heated Area
Gross Area	4,574 sqft
1st Floor Area	2,721 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	925 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	928 sqft
Deck Area	1,010 sqft
Patio Area	312 sqft
Fence	Fence
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	60560
Street Address	2940 FRONTIER DR
City	KISSIMMEE
State	FL
Zip	34744-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	PINE OAKS PB 2 PG 179 LOT 21 IN SECS 3, 4, 9, & 10
Legal Range	30E
Legal Township	25S
Legal Section	03
Legal Subdivision	WATERFRONT PINE OAKS
Legal Tract	4772
Legal Block	1
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3034
Census Tract	42800

Owner

The current owner of 2940 Frontier Dr bought it in December 2004.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Owner Name on File
Mailing Address	PO BOX 451826, KISSIMMEE, FL 34745-1826
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2004 · Amount on File
Deed Sale	Dec 1, 2004 · Amount on File
Deed Document Number	2004230499
Deed Book / Page	2647 / 0508
Record Updated	Jun 8, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2940 FRONTIER DR, KISSIMMEE, FL 34744-9302
Document Number	0052701389
Book / Page	005270 / 001389
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20110A US HIGHWAY 441 MOUNT DORA FL 327576963, MOUNT DORA, FL 32757-6963

Mortgage

Document Number	0052701389
Date	Jan 17, 2018
Book Page	005270/001389
Instrument	8954

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Amount	Amount on Record
Term	216 Months
Due	Jan 16, 2036

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2940 Frontier Dr was $5,931 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,931.00 Homeowner's exemption	$417,530	$716,000 Land $275,000 Building $441,000
2023	$5,562.00 (+3.77%) Homeowner's exemption	$393,945 (+3%)	$706,100 (+9.92%) Land $275,000 Building $431,100
2022	$5,360.00 Homeowner's exemption	$382,471	$642,400 Land $275,000 Building $367,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2940 Frontier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	15 (2017–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2940 Frontier Dr is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20