2940 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2940 Elm St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 716 sqft · built 1900
Lot Size	0.042 acres (1,850 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Oct 2025)
Tax Bill	$856 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-109-005`

Property Details

APN / Parcel Number

Primary APN	`10-13-109-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	716 sqft Living Area
1st Floor Area	716 sqft
Basement Area	716 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	1,850 sqft (0.042 acres)
Lot Dimensions	74 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	190 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	2940 ELM ST
City	DUBUQUE
State	IA
Zip	52001-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	S 1/2 OF LOT 53 GLENDALE ADD
Legal Subdivision	PRESCOTT
Legal Lot Number	53
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

2940 Elm St is owned and occupied by an individual who bought it in October 2025.

Source: Dubuque County records, as of October 28, 2025

Owner of Record	Individual Name on File
Mailing Address	2940 ELM ST, DUBUQUE, IA 52001-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	2025-00011146
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 16, 2025
Property Address	2940 ELM ST, DUBUQUE, IA 52001-1915
Document Number	0000011146
Instrument Date	Oct 15, 2025
Instrument	2025-00011146
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 ELM ST, DUBUQUE, IA 52001-1915

Mortgage

Document Number	0000011147
Date	Oct 16, 2025
Instrument	2025-00011147

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 4, 2018
Property Address	2940 ELM ST, DUBUQUE, IA 52001-1915
Document Number	0000014202
Instrument Date	Nov 21, 2018
Instrument	2018-00014202
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 ELM ST, DUBUQUE, IA 52001-1915

Mortgage

Document Number	0000014203
Date	Dec 4, 2018
Instrument	2018-00014203

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,800 Land $9,500 Building $60,300	$69,800 Land $9,500 Building $60,300
2024	$856.00
2023		$69,700 (+41.09%) Land $8,900 Building $60,800	$69,700 Land $8,900 Building $60,800
2022	$698.00 Homeowner's exemption	$49,400 Land $6,680 Building $42,720
2021			$49,400 Land $6,680 Building $42,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2940 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2940 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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