San Diego County property record for 2940 Camino Serbal, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,561 sqft · built 2002 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,005,000 (Dec 2013) |
| Tax Bill | $15,205 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-290-03-00 |
| Primary APN | 255-290-03-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,561 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 8,600 sqft (0.197 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2940 CAMINO SERBAL |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 575 TR 013636 |
| Legal Subdivision | ARROYO LA COST |
| Legal Tract | 013636 |
| Legal Block | 5 |
| Legal Lot Number | 575 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20035 |
Source: San Diego County records · APN 255-290-03-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2940 CAMINO SERBAL, CARLSBAD, CA 92009-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Nov 20, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 12, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2013 · Amount on Record |
| Deed Sale | Dec 11, 2013 · Amount on Record |
| Prior Sale | Mar 20, 2013 · Amount on Record |
| Deed Document Number | 2013716272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2940 CAMINO SERBAL, CARLSBAD, CA 92009-2900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2940 CAMINO SERBAL, CARLSBAD, CA 92009-2900 |
| Document Number | 0000723753 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0723753 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2940 CAMINO SERBAL, CARLSBAD, CA 92009-2900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000539235 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 2017-0539235 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2940 CAMINO SERBAL, CARLSBAD, CA 92009-2900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000417381 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017-0417381 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2940 CAMINO SERBAL, CARLSBAD, CA 92009-2900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000449766 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020-0449766 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | CARLSBAD, CA 92009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,308,509 (+2%) Land $700,204 Building $608,305 | |
| 2025 | $15,205.00 (+6.41%) Homeowner's exemption | $1,282,853 (+4.04%) Land $686,475 Building $596,378 |
| 2023 | $14,289.00 (+2.14%) Homeowner's exemption | $1,233,040 Land $659,819 Building $573,221 |
| 2022 | $13,990.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 545 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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