2940 43rd St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2940 43rd St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,016 sqft · built 1973
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-103-002-180.04`

Property Details

APN / Parcel Number

Primary APN	`53-103-002-180.04`
Alternative APNs	`053-103-002-180.04` `1030021804` `1273`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,308 sqft
Basement Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Frame Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	15,812 sqft (0.363 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1273
Street Address	2940 43RD ST
City	TWO RIVERS
State	WI
Zip	54241-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DANIEL BAUGNIET SUB LOT 18 BLK 2
Legal Subdivision	DANIEL BAUGNIET SUB
Legal Block	2
Legal Lot Number	18
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4023
Census Tract	5200

Owner

2940 43rd St is owned and occupied by two individuals who acquired it in May 2016.

Source: Manitowoc County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2940 43RD ST, TWO RIVERS, WI 54241-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2016
Deed Sale	May 16, 2016
Prior Sale	Apr 6, 2006 · Amount on File
Deed Document Number	20161168123
Prior Transfer Date	Mar 7, 2014
Prior Transfer Doc	1141629
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2940 43RD ST, TWO RIVERS, WI 54241-1212
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3410/3
Date	Jun 4, 2021
Book Page	3410/3
Instrument	1236863

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jun 15, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2940 43RD ST, TWO RIVERS, WI 54241-1212
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396/444
Date	Apr 21, 2021
Book Page	3396/444
Instrument	1234644

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2940 43rd St was $2,786 with exemptions applied, up 7.2% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+7.15%) Homeowner's exemption Additional exemption filed	$174,200 (-) Land $31,900 Building $142,300	$201,401 Land $36,881 Building $164,520
2024	$2,600.00 (-2.88%)	$174,200 (+59.82%) Land $31,900 Building $142,300
2023	$2,677.00 Homeowner's exemption	$109,000 Land $25,300 Building $83,700	$173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2940 43rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2940 43rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on 43rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures