FIRST AMERICAN TITLE, FIRST AMERICAN TTL MANITOWOC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$825.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2940 40TH ST, TWO RIVERS, WI 54241-1317
Mortgage
Document Number
0001269610
Date
Feb 2, 2024
Instrument
1269610
Lender
Name
USAA FSB
Type
Bank
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2054
February 2024: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
MANITOWOC WI
Recording Date
Feb 2, 2024
Property Address
2940 40TH ST, TWO RIVERS, WI 54241-1317
Document Number
003602/336
Book / Page
3602 / 336
Instrument Date
Feb 1, 2024
Instrument
1269608
Transaction Type
Transfer
Record Updated
Feb 16, 2024
Title Company
FIRST AMERICAN TITLE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2940 40TH ST, TWO RIVERS, WI 54241-1317
August 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
MANITOWOC WI
Recording Date
Aug 30, 2021
Property Address
2940 40TH ST, TWO RIVERS, WI 54241-1317
Document Number
3434/547
Book / Page
3434 / 547
Instrument Date
Aug 27, 2021
Instrument
1240796
Transaction Type
Transfer
Record Updated
Sep 10, 2021
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
PO BOX 2225, MANITOWOC, WI 54221-2225
August 2021: Transfer on Death Deed, Transfer
Document Type
Transfer on Death Deed
Jurisdiction
MANITOWOC WI
Recording Date
Aug 30, 2021
Property Address
2940 40TH ST, TWO RIVERS, WI 54241-1317
Document Number
3434/549
Book / Page
3434 / 549
Instrument Date
Aug 27, 2021
Instrument
1240797
Transaction Type
Transfer
Record Updated
Sep 10, 2021
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
June 2021: Transfer on Death Deed, Transfer
Document Type
Transfer on Death Deed
Jurisdiction
MANITOWOC WI
Recording Date
Jun 3, 2021
Property Address
2940 40TH ST, TWO RIVERS, WI 54241-1317
Document Number
3409/396
Book / Page
3409 / 396
Map Reference
VOL 3125 PG 497
Instrument Date
Apr 29, 2021
Instrument
1236773
Transaction Type
Transfer
Record Updated
Jun 22, 2021
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Tax Assessment & Valuation
The 2025 property tax bill for 2940 40th St was $4,716, up 10.4% from the year before.
Source: Manitowoc County assessment roll, as of June 12, 2026
Property Jurisdictions
Type
Name
State
Wisconsin
County
Manitowoc County
Municipality
Two Rivers City
Unified School District
Two Rivers School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,716.00 (+10.39%)
$275,000 (-)Land $36,700Building $238,300
$317,941Land $42,431Building $275,510
2024
$4,272.00 (-13.21%)
$275,000 (+43.6%)Land $36,700Building $238,300
2023
$4,922.00 (+5.96%)Homeowner's exemption
$191,500 (-)Land $28,200Building $163,300
$303,900 (+15.73%)
2022
$4,645.00Homeowner's exemption
$191,500Land $28,200Building $163,300
$262,600
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2940 40th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
7 in force
Nearby Flood Claims
1 (1979)
Most Recent Claim
Mar 1979 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2940 40th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source
Surface water
Last State Inspection
Oct 2023
Lead
13 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
7,000 / 7,000
Spectrum Cable
1,000 / 1,000
Bertram Communications Fixed Wireless
100 / 20
May also be available: T-Mobile, Verizon, Xfinity.