294 Wilson Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 294 Wilson Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,129 sqft · built 1976
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Tax Bill	$1,288 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110 088`

Property Details

APN / Parcel Number

Primary APN	`110 088`
Alternative APNs	`656235` `406610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,012 sqft Heated Area
Gross Area	3,687 sqft
1st Floor Area	1,944 sqft
Upper Floors Area	1,185 sqft
Attic	Attic
Attic Area	1,185 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	138,521 sqft (3.18 acres)
Lot Width	200 ft Width
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,800 sqft
Porch	Slab
Porch Area	264 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	406610
Street Address	294 WILSON RD
City	CORNELIA
State	GA
Zip	30531-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-141 PB 31-151 811-899
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1012
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 WILSON RD, CORNELIA, GA 30531-5560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	294 WILSON RD, CORNELIA, GA 30531-5560
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 WILSON RD, CORNELIA, GA 30531-5560

Mortgage

Document Number	0000001329/0000000275
Date	Feb 9, 2023
Book Page	0000001329/0000000275

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	294 WILSON RD, CORNELIA, GA 30531-5560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 WILSON RD, CORNELIA, GA 30531-5560

Mortgage

Document Number	0000001239/0000000047
Date	Nov 16, 2020
Book Page	0000001239/0000000047

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,288.00 Homeowner's exemption Senior Citizen's exemption	$151,421 (+35.71%) Land $35,775 Building $115,646	$378,553 (+35.71%) Land $89,437 Building $289,116
2023	Homeowner's exemption Senior Citizen's exemption	$111,576 (+18.13%) Land $23,012 Building $88,564	$278,940 (+18.13%) Land $57,530 Building $221,410
2022	Homeowner's exemption Senior Citizen's exemption	$94,448 Land $20,452 Building $73,996	$236,120 Land $51,130 Building $184,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AIRY serves 1,384 people · EPA ID GA1370005
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave, Verizon.

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