294 Whispering Wind Ln, Independence, VA 24348 Property Records

Grayson County property record for 294 Whispering Wind Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,159 sqft · built 1986
Lot Size	5.71 acres (248,728 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Oct 2017)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Nov 2020 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34B-1-8`

Property Details

APN / Parcel Number

Primary APN	`34B-1-8`
Alternative APN	`13410`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,987 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	248,728 sqft (5.71 acres)
Terrain	Rolling
Porch	Porch
Deck Area	829 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13410
Street Address	294 WHISPERING WIND LN
City	INDEPENDENCE
State	VA
Zip	24348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	5.71 34B-1-8
Legal Subdivision	BIG RIDGE ESTATES
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2000
Census Tract	60202

Owner

294 Whispering Wind Ln is owned by an individual who bought it in October 2017.

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7103 PINEBERRY CT, SPOTSYLVANIA, VA 22553-1947
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERIS BANK
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on File
Deed Sale	Oct 23, 2017 · Amount on File
Prior Sale	Oct 7, 2014
Deed Document Number	20171939
Transfer Doc	1400/1663
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	294 WHISPERING WIND LN, INDEPENDENCE, VA 24348
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000648/725
Date	Nov 23, 2020
Book Page	648/725
Instrument	200002354

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Oct 23, 2017
Property Address	294 WHISPERING WIND LN, INDEPENDENCE, VA 24348
Document Number	170001939
Instrument Date	Oct 2, 2017
Instrument	170001939
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7103 PINEBERRY CT, SPOTSYLVANIA, VA 22553-1947

Mortgage

Document Number	170001940
Date	Oct 23, 2017
Instrument	170001940

Lender

Name	FIDELITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 294 Whispering Wind Ln was $1,124.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00	$193,900 Land $66,200 Building $127,700	$193,900 Land $66,200 Building $127,700
2023	$1,263.00	$193,900 Land $66,200 Building $127,700	$193,900 Land $66,200 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 Whispering Wind Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Whispering Wind Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigaBeam Networks Fixed Wireless	100 / 20

May also be available: 1 Point Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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