294 W Gray Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 294 W Gray Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1974
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Feb 2016)
Tax Bill$3,334 (2025)
Deeds & MortgagesMar 2017 Mortgage
Jan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNGRAY M:057 B:017 L:002-000

Property Details

APN / Parcel Number

Primary APNGRAY M:057 B:017 L:002-000
Alternative APNs
  • 017002000000
  • 761

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
Deck AreaDeck Area
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number761
Street Address294 W GRAY RD
CityGRAY
StateME
Zip04039-7739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block17
Legal Lot Number2-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group2
Census Block2002
Census Tract4701

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address294 W GRAY RD, GRAY, ME 04039-7739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MTG
Jan 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2016 · Amount on Record
Deed SaleFeb 19, 2016 · Amount on Record
Prior SaleJul 20, 2015
Deed Document Number20167653
Deed Book / Page32927 / 120
Transfer Doc0324410001
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address294 W GRAY RD, GRAY, ME 04039-7739
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0338530108
DateMar 1, 2017
Book Page33853/0108
Instrument000000009543
Lender
NameFIRST GUARANTY MTG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2047

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address294 W GRAY RD, GRAY, ME 04039-7739
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0390710066
DateJan 10, 2022
Book Page39071/66
Instrument1527
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,334.00 (-10.21%)$344,400 (+40.8%) Land $131,100 Building $213,300
2023$3,713.00 (+8.82%)$244,600 (-) Land $65,000 Building $179,600
2022$3,412.00$244,600 Land $65,000 Building $179,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

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