San Diego County property record for 294 Via del Cerrito, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,153 sqft · built 1978 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Trust Name on File |
| Last Sale | $671,500 (Oct 2001) |
| Tax Bill | $12,581 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Jun 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-231-10-00 |
| Primary APN | 259-231-10-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,153 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 39,640 sqft (0.91 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Old Parcel Number | 2592305600 |
|---|---|
| Street Address | 294 VIA DEL CERRITO |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 27 DOC196066REC70 IN TR 000848 |
| Legal Subdivision | RANCHO LAS ENCINITAS |
| Legal Tract | 000848 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17104 |
294 Via del Cerrito is owner-occupied and held in a trust since May 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 294 VIA DEL CERRITO, ENCINITAS, CA 92024-4310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 5, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 4, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2001 · Amount on File |
| Deed Sale | Oct 2, 2001 · Amount on File |
| Deed Document Number | 2001713584 |
| Last Transfer Date | May 24, 2019 |
| Transfer Doc | 0000215484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 294 VIA DEL CERRITO, ENCINITAS, CA 92024-4310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 294 VIA DEL CERRITO, ENCINITAS, CA 92024-4310 |
| Document Number | 0000234731 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022-0234731 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 5, 2019 |
| Property Address | 294 VIA DEL CERRITO, ENCINITAS, CA 92024-4310 |
| Document Number | 0000215484 |
| Instrument Date | May 24, 2019 |
| Instrument | 215484 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 294 VIA DEL CERRITO ENCINITAS CA 920244310, ENCINITAS, CA 92024-4310 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 4, 2019 |
| Property Address | 294 VIA DEL CERRITO, ENCINITAS, CA 92024-4310 |
| Document Number | 0000213956 |
| Map Reference | MAP 848 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2019-0213956 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 294 VIA DEL CERRITO, ENCINITAS, CA 92024-4310 |
| Document Number | 0000213957 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2019-0213957 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 294 Via del Cerrito was $12,581 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,055,938 (+2%) Land $452,044 Building $603,894 | |
| 2025 | $12,581.00 Homeowner's exemption | $1,035,234 Land $443,181 Building $592,053 |
| 2023 | $11,573.00 (-1.22%) Homeowner's exemption | $995,037 Land $425,973 Building $569,064 |
| 2022 | $11,716.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 294 Via del Cerrito in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 294 Via del Cerrito has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Cox Communications, GeoLinks, Ting, Verizon.
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