294 Timberlake Dr, Guyton, GA 31312 Property Records

Effingham County property record for 294 Timberlake Dr, Guyton, GA 31312

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Jul 2026)
Tax Bill	$673 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0394B460`

Property Details

APN / Parcel Number

Primary APN	`0394B460`
Alternative APNs	`00790024000` `33812`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	33812
Street Address	294 TIMBERLAKE DR
City	GUYTON
State	GA
Zip	31312-5980
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PD
Legal Description	.179 AC LOT 460 (OUT 394-7) PLT 29/960
Legal Subdivision	TIMBERLAKE
Legal Phase	3A
Legal Lot Number	460
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4009
Census Tract	30301

Owner

294 Timberlake Dr, residential vacant land, is owned and occupied by two individuals who bought it in July 2026.

Source: Effingham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	294 TIMBERLAKE DR, GUYTON, GA 31312-5980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Limited Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage COLONY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	May 21, 2026 · Amount on File
Deed Document Number	20266084
Deed Book / Page	3056 / 444
Record Updated	Oct 29, 2026

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 10, 2026
Property Address	294 TIMBERLAKE DR, GUYTON, GA 31312-5980
Document Number	0000006084
Book / Page	3056 / 444
Instrument Date	Jun 26, 2026
Instrument	20266084
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 TIMBERLAKE DR, GUYTON, GA 31312-5980

Mortgage

Document Number	0000000608,
Date	Jul 10, 2026
Book Page	3056/447
Instrument	2026608

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Mortgage

Document Number	0000000608,
Date	Jul 10, 2026
Book Page	3056/464
Instrument	2026608

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 21, 2026
Property Address	294 TIMBERLAKE DR, GUYTON, GA 31312-5980
Document Number	3045000193
Book / Page	3045 / 193
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000444,
Date	May 21, 2026
Book Page	3045/195
Instrument	2026444

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 294 Timberlake Dr was $673.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,800 (-) Land $22,800	$57,000 (-) Land $57,000
2025	$673.00	$22,800 Land $22,800	$57,000 Land $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 294 Timberlake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Timberlake Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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