294 Smith St, Riverside, AL 35135 Property Records

St. Clair County property record for 294 Smith St, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,831 sqft · built 1965
Lot Size	1.08 acres (47,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Jun 2017)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-08-27-0-001-051.001`

Property Details

APN / Parcel Number

Primary APN	`22-08-27-0-001-051.001`
Alternative APNs	`00500618` `500618` `18522`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,831 sqft Living Area
1st Floor Area	1,321 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,092 sqft (1.08 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00500618
Street Address	294 SMITH ST
City	RIVERSIDE
State	AL
Zip	35135-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ INT W RW SMITH ST & CL PHILLIPS ST S 240' W 168.82' N ALG LML 271.15' E 124.24' TO POB 27-16-4
Legal Range	04E
Legal Township	16S
Legal Section	27
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1021
Census Tract	40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 SMITH ST, RIVERSIDE, AL 35135-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLASSIC HOME MORTGAGE INC
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Dec 4, 2015 · Amount on Record
Deed Book / Page	2017 / 6996
Prior Transfer Date	Nov 16, 2015
Prior Transfer Doc	0000014090
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	294 SMITH ST, RIVERSIDE, AL 35135-1423
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028341
Date	Apr 22, 2021
Book Page	MTG 2021/28341

Lender

Name	CLASSIC HOME MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 21, 2017
Property Address	294 SMITH ST, RIVERSIDE, AL 35135-1423
Document Number	0000006996
Book / Page	2017 / 06996
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SMITH ST, 100, RIVERSIDE, AL 35135-1436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	294 SMITH ST, RIVERSIDE, AL 35135-1423
Investor	Possibly a Property Investor

Mortgage

Document Number	0201721123
Date	Jun 21, 2017
Instrument	2017/21123

Lender

Name	SOUTHPOINT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (+3.68%)	$27,960 (-49.98%)	$279,500 (-)
2023		$55,900 Land $21,840 Building $34,060	$279,500 Land $109,200 Building $170,300
2022	$1,059.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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