294 Saint George St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 294 Saint George St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,094 sqft · built 1917
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Dec 2021)
Tax Bill	$21,518 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`200730-0000`

Property Details

APN / Parcel Number

Primary APN	`200730-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	1,261 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	193 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	371 sqft
Deck Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	294 SAINT GEORGE ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF ST AUG RE-SUB OF LOT 2 BLK 39-C LOT 3 OR5454/1513 & 6159/644(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	19
Legal Subdivision	CITY OF ST AUGUSTINE
Legal Block	39
Legal Lot Number	2,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1026
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1830 NW RIVER TRL, STUART, FL 34994-9450
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Sep 8, 2010 · Amount on Record
Deed Document Number	2021139502
Deed Book / Page	5454 / 1513
Last Transfer Date	May 30, 2025
Transfer Doc	0061590644
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 28, 2021
Property Address	294 SAINT GEORGE ST, SAINT AUGUSTINE, FL 32084-5026
Document Number	0054541513
Book / Page	5454 / 1513
Instrument Date	Dec 27, 2021
Instrument	2021139502
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 460, FLORAHOME, FL 32140-0460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 SAINT GEORGE ST, SAINT AUGUSTINE, FL 32084-5026

Mortgage

Document Number	0054541516
Date	Dec 28, 2021
Instrument	5454/1516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.99%
Index	Other
Max Rate	6.99%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	294 SAINT GEORGE ST, SAINT AUGUSTINE, FL 32084-5026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048051894
Date	Oct 2, 2019
Book Page	4805/1894
Instrument	2019073177

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Apr 12, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	294 SAINT GEORGE ST, SAINT AUGUSTINE, FL 32084-5026
Document Number	0048461968
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	294 SAINT GEORGE ST ST AUGUSTINE FL 320845026, ST AUGUSTINE, FL 32084-5026

Mortgage

Document Number	0048461968
Date	Dec 10, 2019
Book Page	004846/001968
Instrument	92731

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 9, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,113,679 (+1.98%) Land $578,028 Building $535,651	$1,113,679 (+1.98%) Land $578,028 Building $535,651
2025	$21,518.00 (+6.03%)	$1,092,027 (+1.54%)	$1,092,027 (+1.54%) Land $578,028 Building $513,999
2024	$20,295.00 (-9.76%)	$1,075,423 (-19.16%)	$1,075,423 (-19.16%) Land $578,028 Building $497,395
2023	$22,490.00 (+15.14%)	$1,330,309 (+30.21%)	$1,330,309 (+30.21%) Land $578,028 Building $752,281
2022	$19,533.00	$1,021,699	$1,021,699 Land $471,610 Building $550,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 165 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	249 units insured incl. 84 condo units
Nearby Flood Claims	296 (1984–2024)
Claims Outside the SFHA	1 of 296
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 25 claims Hurricane Irma, Sep 2017 · 82 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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