Lake County property record for 294 Saddle Ct, Buffalo Grove, IL 60089
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.164 acres (7,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $696,000 (Mar 2022) |
| Tax Bill | $21,263 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-21-308-020 |
| Primary APN | 15-21-308-020 |
|---|
| Lot Area | 7,153 sqft (0.164 acres) |
|---|---|
| Parking Spaces | 1 Parking Space |
| Street Address | 294 SADDLE CT |
|---|---|
| City | BUFFALO GROVE |
| State | IL |
| Zip | 60089-2654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINK CROSSING SUBDIVISION;LOT 58 |
| Legal Subdivision | LINK CROSSING SUBDIVISION |
| Legal Lot Number | 58 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 864520 |
294 Saddle Ct is owned and occupied by two individuals who bought it in March 2022.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 294 SADDLE CT, BUFFALO GROVE, IL 60089-2654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA |
| Dec 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA |
| Mar 10, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jun 22, 2021 | Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Prior Sale | Jun 22, 2021 · Amount on File |
| Deed Document Number | 20227882950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 294 SADDLE CT, BUFFALO GROVE, IL 60089-2654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 90 MATAWAN RD 5, 5, MATAWAN, NJ 07747-2623 |
| Document Number | 0007772683 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 7772683 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 294 SADDLE CT, BUFFALO GROVE, IL 60089-2654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 90 MATAWAN RD, ABERDEEN, NJ 07747-2623 |
| Document Number | 0007948733 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 7948733 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 10, 2022 |
| Property Address | 294 SADDLE CT, BUFFALO GROVE, IL 60089-2654 |
| Document Number | 0007882950 |
| Map Reference | DOC 7579220 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 7882950 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 794 SADDLE COURT, BUFFALO GROVE, IL 60089 |
| Document Number | 0007882951 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 7882951 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 22, 2021 |
| Property Address | 294 SADDLE CT, BUFFALO GROVE, IL 60089-2654 |
| Document Number | 0007801225 |
| Map Reference | DOC 7579220 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 7801225 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,523.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1804 N NAPER BLVD STE 200, 200, NAPERVILLE, IL 60563-8833 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Buffalo Grove Village |
| County | Lake County |
| County Subdivision | Vernon Township |
| Elementary School District | Aptakisic-Tripp Community Consolidated School District (PK - 08) |
| Secondary School District | Adlai E. Stevenson High School District 125 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $248,823 Land $43,583 Building $205,240 | $746,544 Land $130,762 Building $615,782 | |
| 2024 | $21,263.00 (+13,797.39%) | ||
| 2023 | $153.00 (+3.38%) | $219,231 (+13,106.69%) Land $38,767 Building $180,464 | $657,759 (+13,108.01%) Land $116,313 Building $541,446 |
| 2022 | $148.00 | $1,660 Land $1,660 | $4,980 Land $4,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 294 Saddle Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 294 Saddle Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO GROVE serves 43,212 people · EPA ID IL0314180 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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