Mineral County property record for 294 S Main St, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,140 sqft · built 1900 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $818 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-9-0407.0000 |
| Primary APN | 07-9-0407.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 136 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 294 S MAIN ST |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 131 BAILEY FIELD |
| Legal Subdivision | BAILEY FIELD ADD SUB |
| Legal Lot Number | 131 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10500 |
Source: Mineral County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 HANKS LN, NEW CREEK, WV 26743-7063 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MINERAL WV |
| Recording Date | Jan 11, 2022 |
| Property Address | 294 S MAIN ST, KEYSER, WV 26726-3035 |
| Document Number | 000397/616 |
| Book / Page | 397 / 616 |
| Map Reference | DB 385 PG 134 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 189654 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000189655 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 189655 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.63% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Municipality | Keyser City |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $818.00 (+3.94%) | $52,140 (+3.82%) Land $3,240 Building $48,900 | $86,900 (+3.82%) Land $5,400 Building $81,500 |
| 2025 | $787.00 (+7.07%) | $50,220 (+7.17%) Land $3,240 Building $46,980 | $83,700 (+7.17%) Land $5,400 Building $78,300 |
| 2023 | $735.00 | $46,860 (-) Land $3,240 Building $43,620 | $78,100 (-) Land $5,400 Building $72,700 |
| 2022 | $735.00 | $46,860 Land $3,240 Building $43,620 | $78,100 Land $5,400 Building $72,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 67 (1979–2025) |
| Claims Outside the SFHA | 11 of 67 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, T-Mobile.
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