294 Punsit Rd, Chatham, NY 12037 Property Records

Columbia County and Austerlitz Town property record for 294 Punsit Rd, Chatham, NY 12037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 861 sqft · built 1950
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Dec 2020)
Tax Bill	$2,409 (2026)
Deeds & Mortgages	Dec 2020 Sale Jun 2017 Sale & Mortgage
APN	`102200 95.-1-9`

Property Details

APN / Parcel Number

Primary APN	`102200 95.-1-9`
Alternative APN	`220009500000010090000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	861 sqft Living Area
1st Floor Area	861 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	23,522 sqft (0.54 acres)
Porch	Slab
Porch Area	131 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	294 PUNSIT RD
City	CHATHAM
State	NY
Zip	12037-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	AUSTERLITZ
Census Block Group	2
Census Block	2030
Census Tract	800

Owner

294 Punsit Rd is owned by two individuals who bought it in December 2020.

Source: Columbia County and Austerlitz Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 PRATT HILL RD, CHATHAM, NY 12037-2505
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Grant Deed, Transfer INGEO
Jun 6, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	202010247
Deed Book / Page	919 / 745
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA NY
Recording Date	Dec 7, 2020
Property Address	294 PUNSIT RD, CHATHAM, NY 12037-2310
Document Number	0000010247
Book / Page	000919 / 000745
Instrument Date	Nov 2, 2020
Instrument	10247
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	INGEO

Transaction

Amount	Amount on Record
Tax	$944.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	199 PRATT HILL RD CHATHAM NY 120372505, CHATHAM, NY 12037-2505

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA NY
Recording Date	Jun 6, 2017
Property Address	294 PUNSIT RD, CHATHAM, NY 12037-2310
Document Number	0000005138
Book / Page	000847 / 001550
Instrument Date	Jun 6, 2017
Instrument	5138
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HACKETT AVE NASSAU NY 121233208, NASSAU, NY 12123-3208

Mortgage

Document Number	5139
Date	Jun 6, 2017
Book Page	000847/001554
Instrument	5139

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 294 Punsit Rd was $2,409, down 0.4% from the year before.

Source: Columbia County and Austerlitz Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Austerlitz Town
Unified School District	Chatham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,409.00 (-0.41%)
2025	$2,419.00	$105,000 Land $21,600 Building $83,400	$169,355 Land $34,839 Building $134,516
2023		$105,000 (-) Land $21,600 Building $83,400	$147,887 (+16.9%) Land $30,422 Building $117,465
2022		$105,000 Land $21,600 Building $83,400	$126,506 Land $26,024 Building $100,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 294 Punsit Rd; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1984–2008)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2008 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jul 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Punsit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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