Middletown Town property record for 294 Prospect Ave, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,217 sqft · built 1920 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Apr 1995) |
| Tax Bill | $8,469 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 200600220 |
| Primary APN | 200600220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 724 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 200600220 |
|---|---|
| Street Address | 294 PROSPECT AVE |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | NW |
| Legal Lot Number | 3 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40400 |
Source: Middletown Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 294 PROSPECT AVE, MIDDLETOWN, RI 02842-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 1995 · Amount on Record |
| Deed Sale | Apr 4, 1995 · Amount on Record |
| Prior Sale | Sep 26, 1988 · Amount on Record |
| Deed Book / Page | 367 / 191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 294 PROSPECT AVE, MIDDLETOWN, RI 02842-7621 |
| Document Number | 1536-273 |
| Book / Page | 001536 / 000273 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 294 PROSPECT AVE MIDDLETOWN RI 028427621, MIDDLETOWN, RI 02842-7621 |
| Document Number | 1536-273 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 001536/000273 |
| Instrument | 2652 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,469.00 (+43.2%) | $718,300 (+52.93%) Land $472,800 Building $245,500 |
| 2023 | $5,914.00 (+4.75%) | $469,700 (-) Land $295,700 Building $174,000 |
| 2022 | $5,646.00 | $469,700 Land $295,700 Building $174,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 34 (1982–2020) |
| Claims Outside the SFHA | 14 of 34 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEADOWLARK, INC. private · serves 183 people · EPA ID RI2753326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NEWPORT-CITY OF |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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