294 Onset Ave, Onset, MA 02558 Property Records

Plymouth County and Wareham Town property record for 294 Onset Ave, Onset, MA 02558

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,154 sqft · built 1920
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2021)
Tax Bill	$3,405 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WARE M:00016 B:000 L:01015`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00016 B:000 L:01015`
Alternative APN	`WRHM M:00016 B:000 L:01015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,154 sqft Living Area
Gross Area	1,988 sqft
Basement Area	516 sqft
Unfinished Basement	516 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,750 sqft (0.201 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	294 ONSET AVE
City	ONSET
State	MA
Zip	02558-1972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OVR
Legal Subdivision	WAREHAM
Legal Lot Number	1015
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	1
Census Block	1016
Census Tract	545300

Owner

294 Onset Ave is owned by an individual who bought it in August 2021.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 GREELEY ST, CLINTON, MA 01510-1030
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP
Aug 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 30, 2019	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Book / Page	55538 / 172
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	294 ONSET AVE, ONSET, MA 02558-1972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060008-118
Date	Jun 2, 2025
Book Page	60008/118
Instrument	33893

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Aug 25, 2021
Property Address	294 ONSET AVE, ONSET, MA 02558-1972
Document Number	055538-172
Book / Page	55538 / 172
Instrument Date	Aug 25, 2021
Instrument	96701
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 ONSET AVE, WAREHAM, MA 02571

Mortgage

Document Number	0000096702
Date	Aug 25, 2021
Instrument	96702

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Sep 30, 2019
Property Address	294 ONSET AVE, ONSET, MA 02558-1972
Document Number	051719-101
Book / Page	51719 / 101
Instrument Date	Sep 30, 2019
Instrument	81530
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CARRIAGE SHOP RD, E FALMOUTH, MA 02536-4913

Mortgage

Document Number	0000081531
Date	Sep 30, 2019
Instrument	81531

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 294 Onset Ave was $3,405, down 18.3% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,405.00 (-18.29%)	$397,800 (+4.82%) Land $98,000 Building $299,800	$475,948 (+10.4%)
2025	$4,167.00 (-2.57%)	$379,500 (+3.63%) Land $98,000 Building $281,500	$431,110
2024	$4,277.00 (+4.29%)	$366,200 (+9.84%) Land $76,200 Building $290,000
2023	$4,101.00	$333,400 Land $69,300 Building $264,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 Onset Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	99 (1978–2023)
Claims Outside the SFHA	11 of 99
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 4 claims Winter Coastal Storm, Dec 1992 · 3 claims Hurricane Bob, Aug 1991 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Onset Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSET FIRE DISTRICTWATER DEPT. serves 5,392 people · EPA ID MA4310003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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