State of Hawaii and Hawaii County property record for 294 Noelani Loop, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,695 sqft · built 2006 |
| Lot Size | 0.23 acres (10,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2006) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-044-082 |
| Primary APN | 3-2-2-044-082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 1,871 sqft |
| 1st Floor Area | 1,695 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,016 sqft (0.23 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|
| Street Address | 294 NOELANI LOOP |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 7 10016 SF DES BLOCK 601 GR 13091 TOG/NON-EXCL ESMT FOR ACCESS & UTILITY PURP WAIAKEA HOMESTEAD HOMESTEAD HOUSE LOTS |
| Legal Subdivision | HILOLANI SUBDIVISION |
| Legal Block | 601 |
| Legal Lot Number | 7 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 20600 |
294 Noelani Loop is owned and occupied by an individual who acquired it in December 2012.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 294 NOELANI LOOP, HILO, HI 96720-5389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF HAWAII |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2006 · Amount on File |
| Deed Sale | May 3, 2006 · Amount on File |
| Deed Document Number | 200682854 |
| Last Transfer Date | Dec 11, 2012 |
| Transfer Doc | 0047360499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 294 NOELANI LOOP, HILO, HI 96720-5389 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A79700664 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | A-79700664 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 294 NOELANI LOOP, HILO, HI 96720-5389 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A82700412 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | A-82700412 |
| Name | BANK OF HAWAII |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 294 Noelani Loop was $2,497 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,800 (+3%) Land $135,000 Building $451,800 | $675,100 (-) Land $185,100 Building $490,000 | |
| 2025 | $2,497.00 | $569,700 (+3%) Land $135,000 Building $434,700 | $675,100 (+3.04%) Land $185,100 Building $490,000 |
| 2024 | $553,100 (+3%) Land $135,000 Building $418,100 | $655,200 (+5.29%) Land $185,100 Building $470,100 | |
| 2023 | $2,380.00 Homeowner's exemption | $537,000 Land $135,000 Building $402,000 | $622,300 Land $185,100 Building $437,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 294 Noelani Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 294 Noelani Loop is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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