294 Morrison Lk Ln, Coldwater, MI 49036 Property Records

Branch County property record for 294 Morrison Lk Ln, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Jun 2018)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-032-200-065-00`

Property Details

APN / Parcel Number

Primary APN	`030-032-200-065-00`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	294 MORRISON LAKE LN
City	COLDWATER
State	MI
Zip	49036-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIRARD TWP/T5S R6W, SEC 32: COM 789.5 FT N OF E 1/4 POST, TH N 47 FT W TO LK SH S'LY 47 FT M/L E TO P.O.B., EXC E 164 FT
Jurisdiction	BRANCH MI
Township / Civil Division	GIRARD
Census Block Group	3
Census Block	3006
Census Tract	950100

Owner

Source: Branch County records · APN 030-032-200-065-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7251 N COUNTY LINE RD W, CHURUBUSCO, IN 46723-9591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Jun 05, 2018	Warranty Deed, Transfer · ARM THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2018 · Amount on Record
Deed Sale	Jun 05, 2018 · Amount on Record
Prior Sale	Oct 05, 1997 · Amount on Record
Deed Document Number	20183763
Prior Transfer Date	May 31, 2011
Prior Transfer Doc	201103576
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	294 MORRISON LAKE LN, COLDWATER, MI 49036-8266
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001823
Date	Apr 02, 2020
Instrument	2020-01823

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 05, 2018
Property Address	294 MORRISON LAKE LN, COLDWATER, MI 49036-8266
Document Number	201803763
Instrument Date	May 25, 2018
Instrument	2018-03763
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 E CHICAGO RD, 720, COLDWATER, MI 49036-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7251 N COUNTY LINE RD W, CHURUBUSCO, IN 46723-9224

Mortgage

Document Number	201803764
Date	Jun 05, 2018
Instrument	2018-03764

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 01, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Girard Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,450 (+26.65%)	$280,900 (+26.65%)
2025	$3,600.00 (+2.68%)	$110,900	$221,800
2024	$3,506.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jul 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Coldwater Board of Public Utilities, DMCI Broadband, Verizon.

Based on FCC filings for 67 locations within half a mile of this property.

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