Waterford Town property record for 294 Millstone Rd E, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,471 sqft · built 2021 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 2019) |
| Tax Bill | $11,241 (2026) |
| Deeds & Mortgages | May 2024 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | WATE M:165 L:4664 |
| Primary APN | WATE M:165 L:4664 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,471 sqft Living Area |
| Gross Area | 5,776 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 424300 |
|---|---|
| Street Address | 294 MILLSTONE RD E |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR-75 |
| Legal Lot Number | 4664 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 693300 |
294 Millstone Rd E is owned and occupied by an individual who bought it in November 2019.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 294 MILLSTONE RD E, WATERFORD, CT 06385-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Prior Sale | Mar 7, 2019 · Amount on File |
| Deed Book / Page | 1623 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 294 MILLSTONE RD E, WATERFORD, CT 06385-3212 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001859-52 |
|---|---|
| Date | May 23, 2024 |
| Book Page | 1859/52 |
| Instrument | 174684 |
| Name | COREPLUS FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2039 |
The 2026 property tax bill for 294 Millstone Rd E was $11,241, up 5% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,241.00 (+5.05%) | $458,070 (-) Land $170,190 Building $287,880 | $796,497 (+148.4%) |
| 2025 | $10,701.00 | $458,070 Land $170,190 Building $287,880 | $320,649 Land $119,133 Building $201,516 |
| 2024 | $10,701.00 (+10.19%) | ||
| 2023 | $9,711.00 | $458,070 Land $170,190 Building $287,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 294 Millstone Rd E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 294 Millstone Rd E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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