294 Main St, Swanquarter, NC 27885 Property Records

Hyde County property record for 294 Main St, Swanquarter, NC 27885

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,136 sqft · built 1970
Lot Size	0.978 acres (42,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 2022)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`7691646685`

Property Details

APN / Parcel Number

Primary APN	`7691646685`
Alternative APN	`2225`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,136 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	42,622 sqft (0.978 acres)

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	7691646685
Street Address	294 MAIN ST
City	SWANQUARTER
State	NC
Zip	27885-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOT & HOUSE CAROLYN HARRIS
Jurisdiction	HYDE NC
Township / Civil Division	SWAN QUARTER
Census Block Group	1
Census Block	1065
Census Tract	920102

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 MAIN ST, SWANQUARTER, NC 27885-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Gift Deed, Transfer
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	May 28, 2003 · Amount on Record
Deed Document Number	2022410708
Deed Book / Page	296 / 549
Record Updated	Sep 20, 2026

January 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HYDE NC
Recording Date	Jan 31, 2023
Property Address	294 MAIN ST, SWANQUARTER, NC 27885-9700
Document Number	000298/789
Book / Page	298 / 789
Instrument Date	Jan 31, 2023
Instrument	411215
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7575 TURNPIKE RD, SWANQUARTER, NC 27885-9647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 TURNPIKE RD, SWANQUARTER, NC 27885-9647

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Jun 30, 2022
Property Address	294 MAIN ST, SWANQUARTER, NC 27885-9700
Document Number	000296/549
Book / Page	296 / 549
Map Reference	MB 124 PG 625
Instrument Date	Jun 27, 2022
Instrument	410708
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 MAIN ST, SWANQUARTER, NC 27885-9700

Mortgage

Document Number	0000410709
Date	Jun 30, 2022
Instrument	410709

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+140.93%)	$124,098 (+176.85%) Land $18,000 Building $106,098	$124,098 (+176.85%) Land $18,000 Building $106,098
2023	$474.00	$44,825 Land $18,000 Building $26,825	$44,825 Land $18,000 Building $26,825

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	23 (1999–2023)
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYDE COUNTY WATER SYSTEM serves 5,256 people · EPA ID NC0448010
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

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