Schoharie County and Middleburgh Town property record for 294 Main St, Middleburgh, NY 12122
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 3 ba · 2,694 sqft · built 1875 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Nov 2017) |
| Tax Bill | $6,570 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 433801 106.15-6-11 |
| Primary APN | 433801 106.15-6-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Total Area |
| 1st Floor Area | 1,708 sqft |
| 2nd Floor Area | 986 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 148 ft deep x 106 ft wide |
| Garage Type | Mixed |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 491A100403 |
|---|---|
| Street Address | 294 MAIN ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-7738 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | C |
| Legal Block | 6 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1, MIDDLEBURGH, NY 12122-0001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2017 | Deed of Trust, Mortgage NATIONAL BANK OF COXSACKIE |
| Nov 10, 2017 | Deed, Transfer NOT AVAILABLE, THERESE A WRIGHT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2017 · Amount on Record |
| Deed Sale | Nov 10, 2017 · Amount on Record |
| Deed Book / Page | 1058 / 1 |
| Prior Transfer Date | Nov 7, 2017 |
| Prior Transfer Doc | 0000001058/000000000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 294 MAIN ST, MIDDLEBURGH, NY 12122-7738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000727985 |
|---|---|
| Date | Nov 10, 2017 |
| Instrument | 000000727985 |
| Name | NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 10, 2017 |
| Property Address | 294 MAIN ST, MIDDLEBURGH, NY 12122-7738 |
| Document Number | 0000001058/0000000001 |
| Book / Page | 0000001058 / 0000000001 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, THERESE A WRIGHT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1, MIDDLEBURGH, NY 12122 |
| Investor | Possibly a Property Investor |
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,570.00 (+2.11%) | ||
| 2025 | $6,434.00 (+261.05%) | $96,200 (-) Land $12,800 Building $83,400 | $206,882 (+9.68%) Land $27,527 Building $179,355 |
| 2023 | $96,200 (-) Land $12,800 Building $83,400 | $188,627 (+5.88%) Land $25,098 Building $163,529 | |
| 2022 | $96,200 Land $12,800 Building $83,400 | $178,148 Land $23,704 Building $154,444 | |
| 2021 | $1,782.00 (-68.69%) | ||
| 2020 | $5,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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