Kent County property record for 294 Main St, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,728 sqft · built 1900 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 2019) |
| Tax Bill | $1,232 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4-14-069.20-01-60.00-000 |
| Primary APN | 4-14-069.20-01-60.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 258 ft deep x 68.2 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 22222 |
|---|---|
| Street Address | 294 MAIN ST |
| City | DOVER |
| State | DE |
| Zip | 19901-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | E. SD. MAIN ST. LITTLE CREEK 294 MAIN STREET |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43202 |
294 Main St is owned and occupied by an individual who bought it in December 2019.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 294 MAIN ST, DOVER, DE 19901-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Dec 16, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Prior Sale | Mar 1, 1994 · Amount on File |
| Deed Document Number | 2019375886 |
| Deed Book / Page | 9934 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 26, 2026 |
| Property Address | 294 MAIN ST, DOVER, DE 19901-4804 |
| Document Number | 0000538842 |
| Book / Page | 14274 / 132 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026538842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 294 MAIN ST, DOVER, DE 19901-4804 |
| Document Number | 0000538842, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 14274/132 |
| Instrument | 2026538842 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 25, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 16, 2019 |
| Property Address | 294 MAIN ST, DOVER, DE 19901-4804 |
| Document Number | 0000375886 |
| Book / Page | 9934 / 152 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-375886 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 487, LITTLE CREEK, DE 19961-0487 |
| Name | Verified Name |
|---|---|
| Address | 12374 S DUPONT HWY, FELTON, DE 19943-4844 |
| Document Number | 0000375887 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019-375887 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 294 Main St was $1,232, up 5.8% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Little Creek Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,232.00 (+5.84%) | $196,400 (-) Land $50,700 Building $145,700 |
| 2025 | $1,164.00 | $196,400 Land $50,700 Building $145,700 |
| 2023 | $488.00 | $16,400 Land $6,500 Building $9,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 294 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 76 (1980–2025) |
| Claims Outside the SFHA | 7 of 76 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 294 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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