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294 Kentucky Ave, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 294 Kentucky Ave, Crystal Beach, FL 34681

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,291 sqft · built 1999
Lot Size0.205 acres (8,934 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Jun 2025)
Tax Bill$7,581 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-740-9853-4

Property Details

APN / Parcel Number

Primary APNC62-000-740-9853-4
Alternative APNs
  • 35-27-15-19872-012-0070
  • 271535198720120070
  • 152735198720120070
  • R381956

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories3 Stories
Building Area2,291 sqft Living Area
Gross Area5,120 sqft
1st Floor Area1,707 sqft
Upper Floors Area584 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,934 sqft (0.205 acres)
Lot Dimensions118 ft deep x 25 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area1,677 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area1,152 sqft
Loading Dock318 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381956
Street Address294 KENTUCKY AVE
CityCRYSTAL BEACH
StateFL
Zip34681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH REVISED BLK L, LOT 7 & UNPLATTED LAND TO E ALL DESC BEG SW COR SD LOT 7 TH N05D5355E 118FT TH S89D3747E 54.6FT TH S09D3720W 3.98FT TH S80D2240E 23.57FT TH S09D3720W 120FT TH N80D2240W 54.2FT TH N89D3747W 15.8FT TO POB
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH REVISED
Legal Tract19872
Legal BlockL
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group5
Census Block5013
Census Tract27202

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address294 KENTUCKY AVE, CRYSTAL BEACH, FL 34681
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2025 · Amount on Record
Deed SaleJun 16, 2025 · Amount on Record
Prior SaleMay 29, 2002 · Amount on Record
Deed Document Number2025170707
Deed Book / Page23196 / 245
Transfer Doc9335001733
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateApr 7, 2026
Property Address294 KENTUCKY AVE, CRYSTAL BEACH, FL 34681
Document Number0000093833
Book / Page23516 / 1404
Instrument DateMar 31, 2026
Instrument202693833
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address294 KENTUCKY AVE, CRYSTAL BEACH, FL 34681
InvestorPossibly a Property Investor

Mortgage

Document Number0000093833,
DateApr 7, 2026
Book Page23516/1404
Instrument202693833
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,581.00 (+5.63%)$459,306 (+5.99%)$896,970 (-5.42%) Land $337,128 Building $559,842
2024$7,177.00 (+1.5%)
2023$7,071.00 (+2.72%) Homeowner's exemption Veteran's exemption$433,361 (+3%)$948,362 (+12.24%) Land $511,459 Building $436,903
2022$6,884.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$420,739$844,906 Land $501,827 Building $343,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 249 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims503 (1980–2024)
Claims Outside the SFHA3 of 503
Most Recent ClaimDec 2024 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 197 claims
  • Hurricane Idalia, Aug 2023 · 32 claims
  • Tropical Storm Josephine, Oct 1996 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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