294 Kelly Mill Rd, Stuart, VA 24171 Property Records

Patrick County property record for 294 Kelly Mill Rd, Stuart, VA 24171

Property Summary

Property Type	Single Family Home
Details	built 2002
Lot Size	4.34 acres (189,225 sqft)
Owner	Individual Name on Record
Last Sale	$225,500 (Mar 2023)
Tax Bill	$889 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5209.00.78`

Property Details

APN / Parcel Number

Primary APN	`5209.00.78`
Alternative APNs	`102164` `95713`

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	189,225 sqft (4.34 acres)

Location & Zoning

Account Number	102164
Street Address	294 KELLY MILL RD
City	STUART
State	VA
Zip	24171-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S MAYO R I#23-571
Legal Lot Number	78
Jurisdiction	PATRICK VA
Township / Civil Division	MAYO RIVER
Census Block Group	3
Census Block	3009
Census Tract	30301

Owner

Source: Patrick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 KELLY MILL RD, STUART, VA 24171-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARTFORD FUNDING
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 2, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	2023571
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0000001650
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Recording Date	Jun 24, 2026
Property Address	294 KELLY MILL RD, STUART, VA 24171-2636
Document Number	0000001265
Instrument Date	Jun 18, 2026
Instrument	20261265
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 KELLY MILL RD, STUART, VA 24171-2636

Mortgage

Document Number	0000001265,
Date	Jun 24, 2026
Instrument	20261265

Lender

Name	HARTFORD FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.99%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Mar 30, 2023
Property Address	294 KELLY MILL RD, STUART, VA 24171-2636
Document Number	0230000571
Instrument Date	Mar 29, 2023
Instrument	230000571
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	APPALACHIAN TITLE COMPANY LLC, APPALACHIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 KELLY MILL RD, STUART, VA 24171-2636

Mortgage

Document Number	0230000572
Date	Mar 30, 2023
Instrument	230000572

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	294 KELLY MILL RD, STUART, VA 24171-2636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190001646
Date	Oct 10, 2019
Instrument	190001646

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Oct 2, 2020
Property Address	294 KELLY MILL RD, STUART, VA 24171-2636
Document Number	200001650
Instrument Date	Aug 5, 2020
Instrument	200001650
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 KELLY MILL RD, STUART, VA 24171-2636

Mortgage

Document Number	200001651
Date	Oct 2, 2020
Instrument	200001651

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$889.00	$121,800 Land $25,400 Building $96,400	$121,800 Land $25,400 Building $96,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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