294 Hill Rd, Marion, NC 28752 Property Records

McDowell County property record for 294 Hill Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,503 sqft · built 1976
Lot Size	0.644 acres (28,050 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2020)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1702-04-82-7889`

Property Details

APN / Parcel Number

Primary APN	`1702-04-82-7889`
Alternative APN	`73246`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,503 sqft Heated Area
Gross Area	3,432 sqft
1st Floor Area	1,503 sqft
Basement Area	1,503 sqft
Unfinished Basement	1,503 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,050 sqft (0.644 acres)
Lot Dimensions	150 ft deep x 187 ft wide
Garage Type	Mixed
Garage Area	2,000 sqft
Parking Spaces	8 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	73246
Street Address	294 HILL RD
City	MARION
State	NC
Zip	28752-3580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7-10 BK E CENTRAL LAKEPB1-211E
Legal Subdivision	CENTRAL LAKES PARK
Legal Block	E
Legal Lot Number	7-10
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1005
Census Tract	970300

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 HILL RD, MARION, NC 28752-3580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 23, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	20205445
Deed Book / Page	1326 / 974
Prior Transfer Date	Jan 23, 2017
Prior Transfer Doc	0012030131
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	294 HILL RD, MARION, NC 28752-3580
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015160452
Date	Oct 8, 2025
Book Page	1516/452
Instrument	2025004981

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	HILL ST, MARION, NC 28752
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014100183
Date	Aug 17, 2022
Book Page	1410/183
Instrument	2022004957

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 20, 2020
Property Address	HILL ST, MARION, NC 28752
Document Number	0013260974
Book / Page	1326 / 974
Map Reference	MB 1 PG 211-E
Instrument Date	Oct 20, 2020
Instrument	2020005445
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 HILL RD, MARION, NC 28752-3580

Mortgage

Document Number	2020005446
Date	Oct 20, 2020
Instrument	2020005446

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 23, 2017
Property Address	HILL ST, MARION, NC 28752
Document Number	0012030131
Book / Page	001203 / 000131
Instrument Date	Jan 23, 2017
Instrument	338
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	294 HILL RD MARION NC 287523580, MARION, NC 28752-3580

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (+3.33%)	$152,240 (-) Land $36,000 Building $116,240
2023	$1,052.00	$152,240 Land $36,000 Building $116,240	$152,240 Land $36,000 Building $116,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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