294 Hardy Rd, Pulaski, TN 38478 Property Records

Giles County property record for 294 Hardy Rd, Pulaski, TN 38478

Property Summary

Property Type	Rural Home
Details	2 ba · 2,456 sqft · built 2007
Lot Size	120 acres (5,261,176 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Apr 2003)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Feb 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028124 03301`

Property Details

APN / Parcel Number

Primary APN	`028124 03301`
Alternative APN	`124 03301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	1,228 sqft
Upper Floors Area	1,228 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,261,176 sqft (120 acres)
Terrain	Rolling
Porch	Slab
Porch Area	856 sqft
Pole Barn	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	294 HARDY RD
City	PULASKI
State	TN
Zip	38478-8850
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 08, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	1
Census Block	1112
Census Tract	920400

Owner

294 Hardy Rd, a rural home, is held in a trust since January 2025.

Source: Giles County records, as of June 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 359, HARVEST, AL 35749-0359
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PULASKI
Feb 3, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 3, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2003 · Amount on File
Deed Sale	Apr 29, 2003 · Amount on File
Prior Sale	Jul 1, 1998 · Amount on File
Deed Book / Page	309 / 819
Last Transfer Date	Jan 16, 2025
Transfer Doc	0000151470
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Recording Date	Jun 9, 2026
Property Address	294 HARDY RD, PULASKI, TN 38478-8850
Document Number	0000158721
Book / Page	697 / 898
Instrument Date	Jun 8, 2026
Instrument	2026158721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	A TITLE AND ESCROW, TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 HARDY RD, PULASKI, TN 38478-8850

Mortgage

Document Number	0000158721,
Date	Jun 9, 2026
Book Page	697/898
Instrument	2026158721

Lender

Name	FIRST NATIONAL BANK OF PULASKI

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Feb 3, 2025
Property Address	294 HARDY RD, PULASKI, TN 38478-8850
Document Number	0000151470
Book / Page	D410 / 118
Instrument Date	Jan 16, 2025
Instrument	25151470
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 359, HARVEST, AL 35749-0359

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Nov 20, 2020
Property Address	294 HARDY RD, PULASKI, TN 38478-8850
Document Number	0000129381
Book / Page	000387 / 000377
Instrument Date	Oct 29, 2020
Instrument	129381
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 HARDY RD PULASKI TN 384788850, PULASKI, TN 38478-8850

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Feb 3, 2021
Property Address	294 HARDY RD, PULASKI, TN 38478-8850
Document Number	0000130512
Book / Page	D388 / 316
Instrument Date	Oct 29, 2020
Instrument	21130512
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STONEWAY CIR, MADISON, AL 35758-8646

Tax Assessment & Valuation

The 2025 property tax bill for 294 Hardy Rd was $3,557, up 16.1% from the year before.

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,557.00 (+16.09%)	$154,275 (-) Land $82,275 Building $72,000
2024	$3,064.00	$154,275 (-) Land $82,275 Building $72,000
2023	$3,064.00	$154,275 (-) Land $82,275 Building $72,000
2022	$3,064.00	$154,275 Land $82,275 Building $72,000	$617,100 Land $329,100 Building $288,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 Hardy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · Severe Storms, Tornadoes And High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Hardy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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