Covington County property record for 294 Frank Roberts Rd, Mount Olive, MS 39119
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,603 sqft · built 2005 |
| Lot Size | 52 acres (2,265,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $448 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093006 00410 |
| Primary APN | 093006 00410 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,603 sqft Adjusted Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,265,120 sqft (52 acres) |
| Porch | Slab |
| Account Number | 6658 |
|---|---|
| Street Address | 294 FRANK ROBERTS RD |
| City | MOUNT OLIVE |
| State | MS |
| Zip | 39119-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W2 SE4 SW4 & E2 SW4 SW4 S OF FRANK ROBERTS RD 1306040-010 B 246 P 619 01/13/2003 |
| Legal Range | 15W |
| Legal Township | 09N |
| Legal Section | 06 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950100 |
294 Frank Roberts Rd is owned and occupied by an individual.
Source: Covington County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 294 FRANK ROBERTS RD, MOUNT OLIVE, MS 39119-4726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Apr 7, 2020 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Aug 6, 2019 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 294 FRANK ROBERTS RD, MOUNT OLIVE, MS 39119-4726 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 294 FRANK ROBERTS RD, MOUNT OLIVE, MS 39119-4726 |
| Document Number | 000805/631 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 805/631 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 294 FRANK ROBERTS RD, MOUNT OLIVE, MS 39119-4726 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 775/272 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 775/272 |
| Instrument | 1063243 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | May 10, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 294 FRANK ROBERTS RD, MOUNT OLIVE, MS 39119-4726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 766/678 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 766/678 |
| Instrument | 1060525 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Aug 10, 2022 |
The 2025 property tax bill for 294 Frank Roberts Rd was $448 with exemptions applied.
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $448.00 Disabled Person's exemption | $7,788 | |
| 2024 | $74,420 (+5.01%) Land $11,900 Building $62,520 | ||
| 2023 | $7,435 (-0.23%) | $70,870 (-0.15%) Land $11,950 Building $58,920 | |
| 2022 | $368.00 Disabled Person's exemption | $7,452 | $70,980 Land $12,060 Building $58,920 |
| 2019 | $294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 294 Frank Roberts Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Feb 1990 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 294 Frank Roberts Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKATOMA WATER ASSOCIATION #2 public/private · serves 5,866 people · EPA ID MS0640022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | OKATOMA WATER ASSOCIATION #1 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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