294 Forest St, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 294 Forest St, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,481 sqft · built 1962
Lot Size	0.353 acres (15,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Mar 2017)
Tax Bill	$11,044 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42046`

Property Details

APN / Parcel Number

Primary APN	`42046`
Alternative APN	`WALT M:035 B:008 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,481 sqft Living Area
Gross Area	3,212 sqft
Basement Area	1,038 sqft
Unfinished Basement	519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,398 sqft (0.353 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	42046
Street Address	294 FOREST ST
City	WALTHAM
State	MA
Zip	02452-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	8
Legal Lot Number	8
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3010
Census Tract	368901

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 FOREST ST, WALTHAM, MA 02452-4718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP
Mar 10, 2017	Quit Claim Deed, Transfer WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	Dec 1, 1999 · Amount on Record
Deed Book / Page	68996 / 569
Transfer Doc	068996-569
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	294 FOREST ST, WALTHAM, MA 02452-4718
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079629-222
Date	Feb 2, 2022
Book Page	79629/222
Instrument	17911

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	294 FOREST ST, WALTHAM, MA 02452-4718
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082685-226
Date	Apr 22, 2024
Book Page	82685/226
Instrument	39753

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	294 FOREST ST, WALTHAM, MA 02452-4718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75228-519
Date	Jul 28, 2020
Book Page	75228/519
Instrument	124069

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Mar 10, 2017
Property Address	294 FOREST ST, WALTHAM, MA 02452-4718
Document Number	68996-569
Book / Page	68996 / 569
Instrument	36987
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	689960571
Date	Mar 10, 2017
Instrument	68996/0571

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2047

Interest

Rate	3.38%
Max Rate At Change	40.1%
Max Rate	2.88%

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,044.00 (+9.38%)	$1,070,200 (+4.08%) Land $563,000 Building $507,200	$1,285,710 (+23.56%)
2025	$10,097.00 (+4.2%)	$1,028,200 (+2.29%) Land $523,900 Building $504,300	$1,040,535 (+5.81%)
2024	$9,690.00 (+1.47%)	$1,005,200 (+8.62%) Land $499,400 Building $505,800	$983,440
2023	$9,550.00	$925,400 Land $454,000 Building $471,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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