294 Elm St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 294 Elm St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,344 sqft · built 1900
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$85,860 (Feb 2008)
Tax Bill$3,115 (2026)
Deeds & MortgagesJan 2023 Refinance
APN2.-056-09

Property Details

APN / Parcel Number

Primary APN2.-056-09
Alternative APNs
  • 480109806700020170000000
  • 164801 98.67-2-17

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area44,431 sqft (1.02 acres)
Lot Dimensions196 ft deep x 93 ft wide
Garage TypeDetached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area390 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-056-09
Street Address294 ELM ST
CityMALONE
StateNY
Zip12953-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECB BLOCK243 LOT109
Legal Block2
Legal Lot Number17.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group1
Census Block1027
Census Tract951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address294 ELM ST, MALONE, NY 12953-1515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2008 · Amount on Record
Deed SaleFeb 1, 2008 · Amount on Record
Deed Book / Page969 / 104
Last Transfer DateDec 28, 2022
Transfer Doc0000000257
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateJan 18, 2023
Property Address294 ELM ST, MALONE, NY 12953-1515
Document Number0000000257
Instrument DateDec 28, 2022
Instrument2023-257
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address294 ELM ST, MALONE, NY 12953-1515

Mortgage

Document Number0000000258
DateJan 18, 2023
Instrument2023-258
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,115.00 (-1.14%) Homeowner's exemption
2025$3,151.00$57,000 (-) Land $9,200 Building $47,800$105,556 (+11.11%) Land $17,037 Building $88,519
2023$57,000 Land $9,200 Building $47,800$95,000 Land $15,333 Building $79,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: SLICFiber, Verizon, Westelcom Networks.

Nearby Properties on Elm St

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