Effingham County property record for 294 Elm St, Eden, GA 31307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,424 sqft · built 2004 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,900 (Jun 2004) |
| Tax Bill | $1,850 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0302E-004-000 |
| Primary APN | 0302E-004-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,424 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3690 |
|---|---|
| Old Parcel Number | 0302E004 |
| Street Address | 294 ELM ST |
| City | EDEN |
| State | GA |
| Zip | 31307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | .88 AC LOT 4 OUT 36D-35 |
| Legal Subdivision | CHERRYWOOD |
| Legal Lot Number | 4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30401 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 561, EDEN, GA 31307-0561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2004 · Amount on Record |
| Deed Sale | Jun 21, 2004 · Amount on Record |
| Deed Document Number | 0001135354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 294 ELM ST, GUYTON, GA 31312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 294 ELM ST |
| Document Number | 0000002639/0000000021 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 0000002639/0000000021 |
| Instrument | 012067 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,850.00 (+11.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $100,486 (+3.01%) Land $22,800 Building $77,686 | $251,215 (+3.01%) Land $57,000 Building $194,215 |
| 2024 | $1,664.00 (+53.65%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $97,554 (+17.93%) Land $22,800 Building $74,754 | $243,885 (+17.93%) Land $57,000 Building $186,885 |
| 2023 | $1,083.00 (-32.14%) Homeowner's exemption | $82,725 (+11.54%) Land $22,818 Building $59,907 | $206,812 (+11.54%) Land $57,045 Building $149,767 |
| 2022 | $1,596.00 Homeowner's exemption | $74,168 Land $14,261 Building $59,907 | $185,420 Land $35,653 Building $149,767 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOXBOW FARMS private · serves 723 people · EPA ID GA1030016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Planters Rural Telephone Cooperative.
5G (outdoors only) and 4G LTE
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