294 E Main St, Richmond, UT 84333 Property Records

Cache County property record for 294 E Main St, Richmond, UT 84333 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,131 sqft · built 1965
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Tax Bill	$181 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-063-0023`

Property Details

APN / Parcel Number

Primary APN	`09-063-0023`

Interior

Building Area	1,131 sqft Living Area

Exterior

Year Built	Built 1965
Lot Area	24,829 sqft (0.569 acres)

Location & Zoning

Street Address	294 E MAIN ST
City	RICHMOND
State	UT
Zip	84333-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 8 RDS W OF NE COR LOT 6 BLK 15 PLAT A RICHMOND CITY, S 5 RDS W 2 RDS S 5 RDS E 10 RDS N 10 RDS W 8 RDS TO BEG SEC 26 T 14
Jurisdiction	CACHE UT
Township / Civil Division	LEWISTON
Census Block Group	1
Census Block	1007
Census Tract	101

Owner

Source: Cache County records · APN 09-063-0023

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 06, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2024
Deed Sale	Apr 03, 2024
Prior Sale	Jul 16, 2021
Deed Document Number	1355585
Deed Book / Page	2428 / 533
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 03, 2024
Property Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Document Number	002428/533
Book / Page	2428 / 533
Instrument Date	Apr 01, 2024
Instrument	1355585
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	294 E MAIN ST, RICHMOND, UT 84333-1639

Mortgage

Document Number	0001355586
Date	Apr 03, 2024
Instrument	1355586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Transaction Type	Mortgage
Record Updated	Apr 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 E MAIN ST, RICHMOND, UT 84333-1639

Mortgage

Document Number	02326/1562
Date	Mar 18, 2022
Book Page	2326/1562
Instrument	1314986

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jul 16, 2021
Property Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Document Number	2270/30
Book / Page	2270 / 30
Instrument Date	Jul 14, 2021
Instrument	1293126
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	MOUNTAIN VIEW TITLE-OGDEN, MOUNTAIN VIEW TITLE OGDEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	294 E MAIN ST, RICHMOND, UT 84333-1639

Mortgage

Document Number	1293192
Date	Jul 16, 2021
Instrument	1293192

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	MOUNTAIN VIEW TITLE OGDEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2089/0673
Date	Aug 20, 2019
Book Page	2089/0673
Instrument	1225352

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 06, 2018
Property Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Document Number	2032/0532
Book / Page	2032 / 0532
Instrument	1201200
Transaction Type	Transfer
Record Updated	Nov 08, 2021
Title Company	WESTCO TITLE SERVICES INC, INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	294 E MAIN ST, RICHMOND, UT 84333-1639
Investor	Possibly a Property Investor

Mortgage

Document Number	1201206
Date	Aug 06, 2018
Instrument	1201206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Cache County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Richmond City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (-89.98%)	$248,505 (+14.65%)	$451,828 (+14.65%) Land $187,154 Building $264,674
2023	$1,806.00	$216,755	$394,100 Land $78,500 Building $315,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cache County (49005C), updated January 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490050001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2005, Flooding And Landslides

Wildfire

Wildfire Risk	Low above 35% of the US · above 24% of Utah
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Wi-Fiber	Fixed Wireless (licensed-by-rule)	499 / 285
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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