294 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 294 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1977
Lot Size	0.638 acres (27,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,361 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-28-0-000-050.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-050.000`
Alternative APNs	`ALT APN:1308280000050000` `10880`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	432 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,799 sqft (0.638 acres)

Exterior Amenities

Deck Area	376 sqft
Patio Area	288 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	10880
Street Address	294 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK 2 J D CHANDLER SD PB 5 PG 34
Legal Range	10E
Legal Township	10S
Legal Section	28
Legal Subdivision	J D CHANDLER SUBDIVISION
Legal Block	2
Legal Lot Number	25
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3009
Census Tract	956102

Owner

Source: Cherokee County records · APN 13-13-08-28-0-000-050.000

Assessment roll updated December 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	444 HUNTINGTON RD, CEDARTOWN, GA 30125-6228
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00 (+4.89%)	$37,560 (+7.5%) Land $25,200 Building $12,360	$281,100 (+4.89%) Land $126,000 Building $155,100
2024	$2,251.00	$34,940 (-34.81%) Land $22,500 Building $12,440	$268,000 (-) Land $112,500 Building $155,500
2023	$2,251.00	$53,600 (+53.41%)	$268,000 (-) Land $112,500 Building $155,500
2022	$2,251.00	$34,940 Land $22,500 Building $12,440	$268,000 Land $112,500 Building $155,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.