294 Cleo Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 294 Cleo Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,314 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Jun 2004)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0034D018000`

Property Details

APN / Parcel Number

Primary APN	`0034D018000`
Alternative APNs	`0034D018` `16829`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,314 sqft Heated Area
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	155 ft deep x 141 ft wide
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16829
Old Parcel Number	0034D018000
Street Address	294 CLEO CIR
City	RINGGOLD
State	GA
Zip	30736-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 18 HURRICANE HEIGHTS
Legal Subdivision	HURRICANE HEIGHTS
Legal Lot Number	18
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3003
Census Tract	30402

Owner

294 Cleo Cir is owned and occupied by two individuals who bought it in June 2004.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	294 CLEO CIR, RINGGOLD, GA 30736-4161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2004 · Amount on File
Deed Sale	Jun 22, 2004 · Amount on File
Deed Document Number	0001110417
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	294 CLEO CIR, RINGGOLD, GA 30736-4161
Document Number	0020970306
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	294 CLEO CIR RINGGOLD GA 307364161, RINGGOLD, GA 30736-4161

Mortgage

Document Number	0020970306
Date	Dec 2, 2020
Book Page	002097/000306

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 294 Cleo Cir was $2,142.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00	$112,843 Land $12,000 Building $100,843	$282,108 Land $30,000 Building $252,108
2023	$1,865.00 (+20.95%)	$83,320 Land $10,000 Building $73,320	$208,300 Land $25,000 Building $183,300
2022	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 Cleo Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Cleo Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Also Mapped Here	TENNESSEE AMERICAN WATER
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: EPB, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cleo Cir

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