294 Chambers St, Apt 9, El Cajon, CA 92020 Property Records

San Diego County property record for 294 Chambers St, Apt 9, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,116 sqft · built 1974
Lot Size	2.25 acres (98,032 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Jun 2025)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Dec 2019 Foreclosure Sep 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`487-130-14-07`

Property Details

APN / Parcel Number

Primary APN	`487-130-14-07`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	98,032 sqft
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	294 CHAMBERS ST, 9
City	EL CAJON
State	CA
Zip	92020-3364
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 10 US 4A PER DOC73-210741&UND INT IN POR OF TR 000128
Legal Subdivision	KNOXVILLE
Legal Tract	000128
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

294 Chambers St, Apt 9 is owned by two individuals who bought it in June 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 CALLE DEL CIELO, BRAWLEY, CA 92227-7717
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Quit Claim Deed, Foreclosure NOT AVAILABLE
Sep 25, 2017	Intrafamily Transfer, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Feb 3, 2012 · Amount on File
Deed Document Number	2025146386
Prior Transfer Date	Dec 24, 2019
Prior Transfer Doc	0000610705
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	294 CHAMBERS ST APT 9, 9, EL CAJON, CA 92020-3364
Document Number	0000610705
Instrument Date	Dec 24, 2019
Instrument	610705
Transaction Type	Foreclosure
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1919 GRAND AVE #2F SAN DIEGO CA 921094570, 2F, SAN DIEGO, CA 92109-4570

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2017
Property Address	294 CHAMBERS ST APT 9, 9, EL CAJON, CA 92020-3364
Document Number	0000437818
Map Reference	MAP128
Instrument Date	Aug 14, 2017
Instrument	2017-0437818
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 GRAND AVE STE 2F, 2F, SAN DIEGO, CA 92109-4570

Mortgage

Document Number	0000437819
Date	Sep 25, 2017
Instrument	2017-0437819

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2022
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 294 Chambers St, Apt 9 was $1,880.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,679 (+181.97%) Land $123,944 Building $318,735
2025	$1,880.00	$156,993 Land $43,956 Building $113,037
2023	$1,843.00 (+1.6%)	$150,899 Land $42,250 Building $108,649
2022	$1,814.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 294 Chambers St, Apt 9 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 294 Chambers St, Apt 9 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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