294 Chambers St, Apt 32, El Cajon, CA 92020 Property Records

San Diego County property record for 294 Chambers St, Apt 32, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 722 sqft · built 1974
Lot Size2.25 acres (98,032 sqft)
OwnerCompany Name on File
Last Sale$52,465 (Jul 2012)
Tax Bill$907 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (moderate risk)
APN487-130-14-35

Property Details

APN / Parcel Number

Primary APN487-130-14-35

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area722 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area98,032 sqft
Garage TypeOpen

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address294 CHAMBERS ST, 32
CityEL CAJON
StateCA
Zip92020-3357
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 10 US10E PER DOC73-210741&UND INT IN POR OF TR 000128
Legal SubdivisionKNOXVILLE
Legal Tract000128
Legal Block2
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

294 Chambers St, Apt 32 is owned by a company that bought it in July 2012.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2658 DEL MAR HEIGHTS RD, DEL MAR, CA 92014-3100
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2012 · Amount on File
Deed SaleJul 10, 2012 · Amount on File
Prior SaleSep 4, 1998 · Amount on File
Deed Document Number2012399126
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address294 CHAMBERS ST APT 32, 32, EL CAJON, CA 92020-3357
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2658 DEL MAR HEIGHTS RD 211, 211, DEL MAR, CA 92014-3100

Mortgage

Document Number0000001309
DateJan 3, 2024
Instrument2024-0001309
Lender
NameLION FINANCIAL
AddressDEL MAR, CA 92014
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 294 Chambers St, Apt 32 was $907.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$75,349 (+2%) Land $25,114 Building $50,235
2025$907.00$73,872 Land $24,622 Building $49,250
2023$888.00 (+1.6%)$71,006 Land $23,667 Building $47,339
2022$874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 294 Chambers St, Apt 32 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 294 Chambers St, Apt 32 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Chambers St

Nearby Streets

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