294 Chambers St, Apt 19, El Cajon, CA 92020 Property Records

San Diego County property record for 294 Chambers St, Apt 19, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,116 sqft · built 1974
Lot Size	2.25 acres (98,032 sqft)
Owner	Individual Name on Record
Last Sale	$353,500 (Nov 2021)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`487-130-14-20`

Property Details

APN / Parcel Number

Primary APN	`487-130-14-20`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	98,032 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	294 CHAMBERS ST, 19
City	EL CAJON
State	CA
Zip	92020-3360
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 10 US 7B PER DOC73-210741&UND INT IN POR OF TR 000128
Legal Subdivision	KNOXVILLE
Legal Tract	000128
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 CHAMBERS ST, 19, EL CAJON, CA 92020-3360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jun 9, 2020	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE CO INC
Jun 9, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 9, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jun 9, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	2021814203
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	0000293705
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2021
Property Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360
Document Number	0000814203
Map Reference	MAP 128
Instrument Date	Nov 8, 2021
Instrument	2021-0814203
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360

Mortgage

Document Number	0000814204
Date	Nov 30, 2021
Instrument	2021-0814204

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360
Document Number	0000293705
Map Reference	MAP 128
Instrument Date	Jun 5, 2020
Instrument	2020-0293705
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360
Document Number	0000293706
Map Reference	MAP 128
Instrument Date	May 30, 2020
Instrument	2020-0293706
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360

Mortgage

Document Number	0000293707
Date	Jun 9, 2020
Instrument	2020-0293707

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360
Document Number	0000293703
Instrument Date	Mar 16, 2020
Instrument	293703
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2604 COVINGTON RD SAN DIEGO CA 921045216, SAN DIEGO, CA 92104-5216

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	294 CHAMBERS ST APT 19, 19, EL CAJON, CA 92020-3360
Document Number	0000293704
Instrument Date	Feb 1, 2020
Instrument	293704
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2604 COVINGTON RD SAN DIEGO CA 921045216, SAN DIEGO, CA 92104-5216

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,635 (+2%) Land $201,388 Building $181,247
2025	$4,353.00 (+2.09%) Homeowner's exemption	$375,134 (+4.04%) Land $197,440 Building $177,694
2023	$4,264.00 (+1.62%) Homeowner's exemption	$360,569 Land $189,774 Building $170,795
2022	$4,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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