294 Carriage Trce, Seneca, SC 29678 Property Records

Oconee County property record for 294 Carriage Trce, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1979
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2020)
Tax Bill	$646 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292-01-03-004`

Property Details

APN / Parcel Number

Primary APN	`292-01-03-004`
Alternative APN	`39563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Garage Area	624 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39563
Street Address	294 CARRIAGE TRCE
City	SENECA
State	SC
Zip	29678-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 CABALLIN SPRINGS (1.74 AC)
Legal Subdivision	CABALLIN SPRINGS ADD
Legal Block	3
Legal Lot Number	25
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1017
Census Tract	30801

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	294 CARRIAGE TRCE, SENECA, SC 29678-6035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jul 9, 2020	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Oct 14, 2013 · Amount on Record
Deed Document Number	2020357
Deed Book / Page	2583 / 134
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	294 CARRIAGE TRCE, SENECA, SC 29678-6035
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020228
Date	Jun 8, 2021
Book Page	4166/93
Instrument	20228

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 9, 2020
Property Address	294 CARRIAGE TRCE, SENECA, SC 29678-6035
Document Number	0025830134
Book / Page	002583 / 000134
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CARRIAGE TREE SENECA SC 29678, SENECA, SC 29678

Mortgage

Document Number	39860252
Date	Jul 9, 2020
Book Page	003986/000252

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$646.00	$6,165 (-) Land $498 Building $5,667	$154,106 (-) Land $12,440 Building $141,666
2023		$6,165 Land $498 Building $5,667	$154,106 Land $12,440 Building $141,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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