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294 Carpenter Rd, Otto, NC 28763 Property Records

Macon County property record for 294 Carpenter Rd, Otto, NC 28763

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,242 sqft
Lot Size10.9 acres (478,724 sqft)
OwnerIndividual Name on File
Tax Bill$2,866 (2025)
Deeds & MortgagesFeb 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN6488295939

Property Details

APN / Parcel Number

Primary APN6488295939
Alternative APNs
  • 113433
  • 153347

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,242 sqft Heated Area
1st Floor Area2,242 sqft

Exterior

Architectural StyleConventional
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area478,724 sqft (10.9 acres)
TerrainRolling

Exterior Amenities

PorchPatio
Porch Area794 sqft
Deck Area212 sqft
Patio Area717 sqft
Shed1 Shed
Shed Area2,720 sqft
Canopy1,680 sqft

Location & Zoning

Account Number153347
Street Address294 CARPENTER RD
CityOTTO
StateNC
Zip28763-9438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR1 CARPENTER RD
Legal Tract1
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group5
Census Block5029
Census Tract970700

Owner

Source: Macon County records · APN 6488295939

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address294 CARPENTER RD, OTTO, NC 28763-9438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address294 CARPENTER RD, OTTO, NC 28763-9438
Transaction TypeMortgage
Record UpdatedMar 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 CARPENTER RD, OTTO, NC 28763-9438

Mortgage

Document Number00J42/1381
DateFeb 17, 2023
Book PageJ-42/1381
Instrument2023000970
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 17, 2054
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$810,300 (+18.15%) Land $92,210 Building $718,090$810,300 (+18.15%) Land $92,210 Building $718,090
2025$2,866.00 (+527.13%)
2023$457.00$685,850 Land $102,210 Building $583,640$685,850 Land $102,210 Building $583,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139707005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 16 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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