294 Bugs Ln, Wetumpka, AL 36092 Property Records

Elmore County property record for 294 Bugs Ln, Wetumpka, AL 36092

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,124 sqft · built 2009
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Tax Bill	$1,927 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-06-23-0-001-005.005`

Property Details

APN / Parcel Number

Primary APN	`13-06-23-0-001-005.005`
Alternative APN	`A11300495`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,124 sqft Living Area
1st Floor Area	3,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	374 ft deep x 175 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	294 BUGS LN
City	WETUMPKA
State	AL
Zip	36092-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR NW1/4 SEC 23 T19 R18; TH N 1844.82'; E 207.03' TO POB; NE 374.67'; SE 165.99'; S 265.69'; W 175.14' TO POB
Legal Range	018
Legal Township	019
Legal Section	23
Jurisdiction	ELMORE AL
Township / Civil Division	WETUMPKA
Census Block Group	2
Census Block	2015
Census Tract	30600

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 BUGS LN, WETUMPKA, AL 36092-7251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Sep 2, 2026
Property Address	294 BUGS LN, WETUMPKA, AL 36092-7251
Document Number	0000713611
Book / Page	2026 / 55643
Instrument Date	Aug 20, 2026
Instrument	2026713611
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 BUGS LN, WETUMPKA, AL 36092-7251

Mortgage

Document Number	0000713611,
Date	Sep 2, 2026
Book Page	2026/55643
Instrument	2026713611

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Jul 24, 2026
Property Address	294 BUGS LN, WETUMPKA, AL 36092-7251
Document Number	0000711668
Book / Page	2026 / 46032
Instrument Date	Jul 7, 2026
Instrument	2026711668
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 BUGS LN, WETUMPKA, AL 36092-7251

Mortgage

Document Number	0000711668,
Date	Jul 24, 2026
Book Page	2026/46032
Instrument	2026711668

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,927.00 (+6.82%)
2025	$1,804.00 (+6.75%)	$70,180 (+6.98%)	$497,130 (+51.55%) Land $10,030 Building $487,100
2024	$1,690.00 (-2.14%)	$65,600 (+95.51%)	$328,030 (-2.24%) Land $10,030 Building $318,000
2023	$1,727.00 (-2.98%)	$33,553 (-3.03%) Land $1,003 Building $32,550	$335,530 (-3.03%) Land $10,030 Building $325,500
2022	$1,780.00	$34,601 Land $771 Building $33,830	$346,010 Land $7,710 Building $338,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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